Credit card benefit tracker

Your credits run on different clocks.

kardfolio tracks the credits on the credit cards you already have and lines them up by the day they end, so you use them before they reset.

Try it with your cards

Don’t see yours? Look it up

Get the app Start with your cards See how it works

No bank login. No full card numbers.

143 cards in the catalog, each fact read from the issuer’s published terms and dated. How we source

$134.95 ends in 28 days.

11 credits on 3 cards end on Nov 30. The rest keep their own clocks.

Today · Nov 2
Ends Nov 30$134.95
Monthly $134.95
11 credits: Digital Entertainment $25, Uber Cash $15, DoorDash Monthly Promotion $15 and 8 more
Ends Dec 31$3,518.95
Monthly $154.95 · Quarterly $175 · Twice a year $650 · Yearly $2,539
26 credits: The Edit $500, Southwest Airlines Chase Travel $500, Hotel $300 and 23 more
Ends Jan 31, 2027$134.95
Monthly $134.95
11 credits: Digital Entertainment $25, Uber Cash $15, DoorDash Monthly Promotion $15 and 8 more
Ends Feb 28, 2027$134.95
Monthly $134.95
11 credits: Digital Entertainment $25, Uber Cash $15, DoorDash Monthly Promotion $15 and 8 more

Gold Card, The Platinum Card and Sapphire Reserve: today’s amounts from the kardfolio catalog, before anything is used. Credits that follow your card’s own year are left out.

What ends first, first.

Add your cards and kardfolio sorts every credit by the date it ends. Log a use when you make one, and what’s left updates right away.

Grouped by the date they end.Monthly credits sit next to the yearly ones that end the same day.
Log use in a tap.Record what you used and see what’s left, with a history you can correct.
Snooze what can wait.It comes back when it matters.
Reminders before credits end.Turn them on in a browser on your computer or Android phone.

Ends November 30, 2026

Ends February 28, 2027

Illustrative preview of Benefits with example cards and amounts.

Start with the cards you have.

No setup call and no spreadsheet template. The cards you choose are enough to begin, and you can add the rest later.

Add the cards you have.
Search by card or issuer and pick the ones in your wallet. No account needed yet.
See what they include.
Their credits, what they’re worth each year and what ends soonest.
Keep them close.
Save your cards with Apple or your email. Then log use as you go.

Look up a card.

See a card’s credits and when they reset. No account needed.

See all cards

What kardfolio never asks for.

You tell kardfolio which cards you have and what you’ve used. That is all it needs to show you what’s left.

~~Your bank login~~
Nothing is linked to your bank or card accounts.
~~Your card numbers~~
You choose your cards by name from the list.
~~Your transaction history~~
You log a use when you make one. Nothing is imported.

A few things worth knowing.

Do I need to connect my bank?

No. You pick your cards from the list and log use yourself. kardfolio doesn’t ask for your bank login or full card numbers.

Does logging a use mean my credit posted?

No. A logged use is your own record, not confirmation from your card issuer. Check your statement and your card’s terms for enrollment, eligibility and posted credits.

Where do the credit amounts come from?

From kardfolio’s card catalog, which lists each card’s credits, their amounts and when they reset, based on the issuer’s published terms. They show the most a credit is worth, not guaranteed savings. How card facts are sourced

Can I fix something I logged?

Yes. Open the credit’s usage history to edit or remove an entry.

See what ends first on your cards.

Get the app Start with your cards

No bank login. No full card numbers.

Also on iPhone

Your credits run on different clocks.

An example timeline of card credits