Changelog
What changed in each release, newest first. kardfolio is being rebuilt. Entries through August 20, 2026 describe the earlier version, and some of what they mention works differently now.
Earlier version of kardfolio
More Accurate Anniversary-Gated Benefits
- FixBenefits with anniversary unlock gates now stay hidden until your card reaches the required anniversary
New iOS Onboarding and Better Card References
- FeatureOn iOS, choose one to five cards and see a Value Preview before creating an account, then sign in with Apple or an email code to save
- New cardChase Sapphire Reserve and Chase Sapphire Reserve for Business now preserve past DoorDash usage in a clearly labeled legacy $25 monthly tracker through August 31
- ImprovementPublic card pages now make earning rules, current rotating categories where available, benefit windows, and annual-fee context easier to scan
- FixPeople who have already completed setup now go directly to Today instead of returning to onboarding
- FeatureSearch the complete release history while the six newest releases stay expanded and earlier updates are organized by year and month
A Clearer Public Site and Account Guidance
- ImprovementThe homepage, pricing, Learn library, card pages, guides, comparisons, and credit tools now share a clearer public experience
- ImprovementPricing now makes the five-card Free plan and platform-specific Pro features easier to compare
- FixAccount deletion now explains what happens to Stripe billing and when an App Store subscription must be canceled separately
- FixCredit calendar and guide pages now preserve recurring benefit schedules more accurately
Preview Your Card Value Before Signing In
- FeatureChoose one to five cards and see a personalized Value Preview before signing in
- FeatureSign in with Apple is now available on the web alongside email code sign-in
- ImprovementFree accounts can manage five cards while additional saved cards remain available for read-only review and cleanup
- ImprovementA Pro choice now appears only when saving cards would exceed the account’s available capacity
More Useful Search and More Reliable Benefit Dates on iOS
- ImprovementSearch on iOS now provides clearer matches across wallet cards, catalog cards, benefits, merchants, categories, and guides
- FixBenefit dates, reset timing, usage history, and Citi Nights schedules now behave more reliably across time zones
Profiles and More Flexible Wallet Organization on iOS
- FeatureCreate, rename, reorder, and remove card profiles, with clear options for moving or closing their cards
- FeatureSwitch between individual profiles and All Profiles across Today, Wallet, Benefits, Search, Kai, and Settings
- ImprovementEdit saved offers and rewards directly and review more precise Amex Platinum benefit availability and past usage
More Cards and Better Category Matching
- New cardAdded the FRONTIER Airlines World Mastercard, IHG One Rewards Classic, IHG One Rewards Premier Business, IHG One Rewards Traveler, and Robinhood Gold Card
- New cardIHG Rewards Club Select now appears under its current IHG One Rewards Select name while remaining searchable by its former name
- ImprovementSearch now recognizes utility terms such as electricity, power, water, and natural gas when matching card rewards
Clearer Benefit History on iOS
- ImprovementBenefit history on iOS now makes removing logged usage clearer and refreshes affected benefit views after changes
Updated Card Catalog and Q3 Categories
- New cardAdded the Hilton Honors Business Card with its current rewards, credits, status benefits, and protections
- New cardChase Freedom and Chase Freedom Flex now reflect the Q3 2026 5% categories: gas stations, EV charging, public transit, select live entertainment, and United Way
- ImprovementSearch and Kai now recognize the new Chase quarterly categories more accurately when comparing cards for a purchase
Faster, Clearer iOS Experience
- ImprovementToday opens more quickly on iOS, and search now offers clearer guidance when no results match
- ImprovementCard details now have more useful empty states, Gold tab contrast is easier to read, and Settings includes direct kardfolio social links
More Accurate Dining Rankings
- FixDining search rankings now ignore Citi Nights rates outside their eligible Friday and Saturday evening windows
- FixGeneric dining rankings no longer over-rank cards because of partner-only dining bonuses like Bilt Dining
Chase Sapphire Preferred Refresh
- New cardChase Sapphire Preferred now reflects the June 2026 refresh, including the $100 Chase Travel hotel credit, 3x gas and EV charging, 3x vacation-home purchases, Apple TV, trusted traveler credit, and Emergency Evacuation and Transportation
- ImprovementThe Chase Sapphire Preferred benefits guide now explains the June 15, 2026 changes and transition rules more clearly
- ImprovementThe Credit Card Credit Calendar now shows the Chase Sapphire Preferred hotel credit as up to $100 per account year
Faster Today Loading
- ImprovementToday should open and refresh more quickly, especially for wallets with multiple tracked benefits
Better Offer Updates
- FeatureOffer tracking now lets you add a new purchase or set your total spend, with a preview before saving
- ImprovementOffer actions now use clearer labels for updating spend and marking offers complete
- ImprovementToday should load faster when opening your dashboard
- FixShared kardfolio preview images are now easier for social and search crawlers to access
More Accurate Today Progress
- FixAnnual progress now preserves possible value for monthly benefits and hidden tracked benefits more accurately
Credit Tools and Renewal Pages
- FeatureAdded a Credit Card Credit Calendar Tool for mapping monthly, quarterly, semi-annual, annual, and cardmember-year credit reset windows by card
- FeatureAdded a Bilt Rewards 2.0 Helper for comparing Bilt Blue, Bilt Obsidian, and Bilt Palladium with personal spend assumptions
- ImprovementGuides now include search, category filters, featured guides, and clearer empty states
- ImprovementCompare pages now focus more clearly on privacy, annual-fee ROI, renewal decisions, CSV import, and Kai guidance
- FixThe checkout return page now gives iOS users a clearer path back into kardfolio after a successful or canceled payment
Clearer Tracker Comparisons
- ImprovementUpdated the Best Credit Card Benefit Tracker comparison with fresher details for MaxRewards, CardPointers, AwardWallet, Flo, kardfolio, and spreadsheets
- ImprovementAdded a clearer no-bank-login versus connected-tracker explanation for users comparing privacy and automation tradeoffs
Better Benefit Guides
- FeatureAdded a Credit Card Credit Expiration Calendar guide for tracking credit reset and expiration windows
- ImprovementBenefit guides now include direct-answer blocks, visible FAQs, source lists, and stronger tracking prompts
- ImprovementCard, guide, comparison, and site preview images now use a more polished kardfolio share design
Refreshed Brand Icons
- ImprovementRefreshed kardfolio icons across the web app, home-screen assets, navigation, footer, and shared preview images
- ImprovementEmail headers now use the updated kardfolio brand styling
Today Redesign
- ImprovementToday now leads with the most urgent benefit actions, then progress, fee renewals, active offers, and longer-term items
- ImprovementMonthly and annual progress now show captured value, remaining value, urgent value, reset dates, and fee-review timing more clearly
- ImprovementFee renewals now sort by urgency, decision window, fee amount, and card name
- FixFree users now see a clearer top-three urgent item view with cleaner upgrade prompts for hidden benefit tasks
Card Vault and Feedback
- FeatureAdded data issue reporting from card details, guide pages, and wallet card details so corrections can be sent from the page where something looks wrong
- New cardAdded Citi / AAdvantage Business, Citi / AAdvantage Executive, Citi / AAdvantage Globe, and AAdvantage MileUp cards
- ImprovementCard Vault now shows clearer search, filter, grouping, and empty-state controls across desktop and mobile
- ImprovementThe home page now focuses more directly on the monthly card review workflow and supported card catalog
- FixWeekly digest emails now avoid sending free summaries when there are no urgent benefits, while Pro and Gold users can still see upcoming benefits
Clearer Today Priorities
- FixToday now sorts attention items by expiration first and remaining value second, so the most time-sensitive benefits appear first
Reminder Delivery Fix
- FixBenefit reminder sending now skips incomplete messages so valid reminders can still be delivered
Amex Business Credits
- New cardAdded ChatGPT Business Credit tracking for the American Express Business Gold Card and American Express Business Platinum Card
- New cardAdded Squarespace Credit tracking for the American Express Business Gold Card
- ImprovementUpdated the American Express Business Gold Card Flexible Business Credit terms for FedEx, Grubhub, and office supply stores
- FixUpcoming Fees now uses clearer fee posting and decision labels
- FixFee review decisions now apply to the correct annual fee window after product changes
Better Benefit Emails
- ImprovementBenefit reminder emails now handle count-based benefits without showing misleading dollar amounts
- ImprovementMonthly reset emails can now include useful reminders for setup tasks, annual fees, rewards, and active offers even when there is no dollar amount to show
- FixMonthly ROI reports now calculate captured and missed benefits from the previous month instead of the current month
Citi Nights Reminders
- FeatureAdded opt-in Citi Nights reminders for Citi Strata Elite users before Friday and Saturday dining windows
- ImprovementThe Today screen now helps Citi Strata Elite users turn on Citi Nights reminders when the benefit is relevant
- FixCiti Nights reminder prompts now handle notification permission states more reliably
Amex Gold Refresh
- ImprovementUpdated Amex Gold earning categories for prepaid hotels, car rentals, cruises, and flights
- FeatureAdded Amex Gold trip delay insurance details and Hertz Five Star status
- FixUpdated Amex Gold dining credit partners to match the current benefit lineup
Bilt Rewards Guide
- FeatureAdded a Bilt Rewards 2.0 guide covering Blue, Obsidian, and Palladium cards
- ImprovementGuides list now surfaces static guides more reliably
More Cards
- New cardAdded Southwest Rapid Rewards Plus, Premier, Priority, Premier Business, and Performance Business cards
- New cardAdded Capital One Platinum, Spark Cash, Spark Cash Plus, Spark Cash Select, Spark Classic, Venture Business, and VentureOne Business
- New cardAdded AAdvantage Aviator Red, AAdvantage Aviator Business, avianca lifemiles Elite, and U.S. Bank Triple Cash Rewards Visa Business cards
Benefit Fixes
- FixAnniversary benefits now guard against invalid tracking states more reliably
- FixReward checkboxes and reward amounts display more consistently
- FixMarriott free night certificate top-off limits now reflect the newer 25K point cap
- FixFee Review now chooses the correct anniversary period around grace windows
- FixCalendar-year benefits now show the actual year instead of ambiguous labels
Clearer Benefit Periods
- ImprovementBenefit progress now shows clearer date ranges for anniversary-based benefits
- ImprovementFee Review now uses the correct evaluation period for anniversary cards
- FeatureAdded a callout for anniversary rewards
- FixBenefit progress and end-date labels now handle cycle windows more accurately
Card Timeline
- FeatureAdded card timeline history for product changes and fee review decisions
- FeatureAdded product change and downgrade flows for tracked cards
- ImprovementFee Review has a redesigned multi-step flow and clearer decision banner
- ImprovementActive offer rows now show clearer labels, icons, and reward amounts
- FixOffer spend logging now stays retryable when a save fails
Delta Cards
- New cardAdded Delta SkyMiles Blue and Delta SkyMiles Platinum cards
- ImprovementUpdated Delta SkyMiles Gold and Reserve card data
Capital One & Marriott
- New cardAdded Capital One Quicksilver, QuicksilverOne, Savor, and SavorOne cards
- New cardAdded Chase Marriott Bonvoy Bold and Marriott Bonvoy Bountiful cards
- FeatureAdded Mastercard network benefits
Smarter Kai
- ImprovementKai now uses smarter routing for benefit search and card comparison questions
- ImprovementKai responses should be cleaner and better formatted
- FixKai handles provider markup and streaming edge cases more gracefully
CSV Import & More
- FeatureImport your wallet from CSV during onboarding, from empty states, or from the wallet toolbar to get set up faster
- FeaturePro members can now export their wallet as CSV for backup and portability
- FeatureNew annual progress carousel on the Today dashboard shows your year-to-date benefit usage
- FeaturePick your airline right from the benefit detail screen for cards like the Amex Platinum
- FeatureChoose your bonus category inline for cards like Citi Strata, Bilt Obsidian, and BofA Customized Cash
- ImprovementBrowse now highlights bonus categories and what’s active this quarter
- ImprovementSmarter category rankings so your best card picks are even more accurate
New Cards & Polish
- New cardAdded Bilt Blue, Bilt Obsidian, and Bilt Palladium cards
- New cardAdded Citi Custom Cash, Chase IHG Rewards Club Select, and Barclays Hawaiian Airlines cards
- FeatureFee Review shows your ROI so you know if your annual fee is worth it
- FeatureManage your subscription right from the app
- FeatureDelete your account from settings on any platform
- FeatureBrowse cards by issuer when adding to your wallet or during onboarding
- ImprovementCountdown now shows hours on the last day before a benefit resets
- ImprovementPush notifications now show how many benefits need attention
Guides
- FeatureNew Guides help you discover your card benefits and compare coverage across cards
Light Mode & New Cards
- FeatureLight mode is here: switch themes from your profile settings
- New cardAdded United Club Infinite, United Gateway, and Atmos Rewards Business cards
- ImprovementNeeds Attention now shows urgency levels so you know what to tackle first
- ImprovementEasier-to-read card names on the Benefits page
- FixHide benefit button now works correctly from card details
Benefits Page & New Year Refresh
- FeatureNew Benefits page to browse, filter, and track all your card perks in one place
- FeatureMeet Kai: your AI assistant now lives on a dedicated page for easier conversations
- FeatureToday Dashboard shows your ROI and priority tasks at a glance
- FeatureRedesigned Task Hub highlights what needs attention first
- ImprovementSmarter search shows category rankings and match badges
- ImprovementSmoother mobile experience with refreshed navigation and onboarding
- FixBenefit tracking now shows the correct format for use-based perks
- FixSliders work properly on mobile touchscreens
Gold & Pro Memberships
- FeatureIntroducing Gold and Pro membership tiers with beautiful member cards
- FeatureNew pricing page to compare membership benefits
- FeatureFree tier now includes 5 cards: plenty to get started
- FeatureFounding members get a special badge on their Gold card
- New cardAdded Chase United Business cards
- FixFixed wallet carousel clipping on iOS Safari
PWA & Push Notifications
- FeatureGet notified about expiring benefits with push notifications on iOS and Android
- FeatureInstall kardfolio as an app on your iPhone with our new install guide
- FeaturePull down to refresh your wallet in the iOS app
- New cardAdded Chase Sapphire (original), US Bank Altitude Go, and US Bank Altitude Connect
- ImprovementUpcoming benefits tab now shows first so you see what needs attention
- ImprovementFilters stay put when you navigate around the app
- ImprovementApp opens faster when returning from the background
Wallet View & Smarter Search
- FeatureIntroducing Wallet view: see all your cards in a sortable table with powerful filters
- FeatureFilter cards by Chase 5/24 status to plan your next application strategically
- FeatureSmarter search finds cards even when you use nicknames like “CSR” or “Amex Gold”
- New cardAdded Chase Freedom (legacy Visa) and Instacart benefits for Chase cards
- ImprovementAmex cards now support 5-digit card numbers
- ImprovementLabels now show on card details pages
Rewards Tracking & Anniversary Benefits
- FeatureTrack one-time perks like free night awards so nothing goes unused
- FeatureAnniversary benefits now have their own section so you never miss card-anniversary perks
- ImprovementSmoother benefit tracking experience with clearer tap zones
Task Hub & More Cards
- FeatureIntroducing Task Hub: your actionable benefit dashboard to track progress, spot expiring perks, and never miss a dollar
- New cardAdded IHG One Rewards, US Bank Altitude Reserve, Citi Double Cash, and more
Card Expansion & Quick Add
- New cardAdded Apple Card, Chase Ink Business Cash, BofA Premium Rewards Elite, and more
- FeatureStreamlined card adding flow: add cards in one tap with last 4 digits now optional
New Cards & Polish
- New cardAdded Bilt, Chase Marriott Bonvoy Boundless, Citi AAdvantage, and more
- FeatureRotating quarterly categories now supported (e.g., Chase Freedom)
- FeatureVisual indicators for discontinued cards
- FixFixed benefit reset logic for anniversary-based benefits
- ImprovementConsistent date handling across all timezones
Open Beta Launch
- Featurekardfolio is now available in open beta
- FeatureOne-click benefit logging with undo
- FeatureUpcoming benefits tracker with expiring soon alerts
- FeatureCard comparison tool
- FeatureGlobal search with keyboard shortcuts
- FeatureFilter and sort cards by category, issuer, or rewards
- FeatureSubmit feedback and request new cards directly in-app
Closed Alpha
- FeatureWallet dashboard with benefit tracking
- FeatureCard catalog with detailed earn rates and perks
- New cardChase Sapphire Reserve, Amex Gold, and initial card lineup