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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

3 credits

Uber Cash$15 a month, $35 in December

Rides and Uber Eats orders in the US, added to your Uber account each month once the card is linked; December adds more.

Each period ends at midnight, Hawaii-Aleutian Standard Time.

Digital Entertainment Credit$25 a month

Subscriptions bought directly from Disney+, ESPN, Hulu, Paramount+, Peacock, YouTube, NYT or WSJ with the card; enroll first.

Walmart+ Credit$12.95 a month

Covers one monthly Walmart+ membership fee plus tax when you pay it with the card; annual plans and Plus Ups do not qualify.

Quarterly

2 credits

Resy Credit$100 a quarter

Dining at US restaurants on Resy, plus direct Tock purchases, charged to the card; enroll first.

lululemon Credit$75 a quarter

Purchases at US lululemon stores or lululemon.com with the card; enroll first.

Twice a year

1 credit

Hotel Credit$300 each half

Prepaid Fine Hotels + Resorts or The Hotel Collection bookings made through Amex Travel with the card.

Each period ends at midnight, Central Time.

Yearly

5 credits

Uber One Credit$120 a year

Covers an auto-renewing Uber One membership when you pay for it with the card.

Airline Fee Credit$200 a year

Incidental fees, such as checked bags and in-flight refreshments, charged by the one qualifying airline you select.

Oura Ring Credit$200 a year

An Oura Ring bought at ouraring.com with the card; enroll first.

Equinox Credit$300 a year

An Equinox club membership or Equinox+ subscription paid with the card; enroll first.

CLEAR+ Credit$219 a year

Covers a CLEAR+ membership when you pay for it with the card.

Every 4 years

1 credit · after each use

Global Entry or TSA PreCheck Credit$120 every 4 years

Covers the Global Entry or TSA PreCheck application fee when you pay it with the card; apply for TSA PreCheck through an official enrollment provider.

$2,994.40 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$2,994.40 a year in calendar-reset credits, on 4 clocks.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyUber Cash, Digital Entertainment Credit, Walmart+ Credit$72.95 in December
    $52.95 every month
  • QuarterlyResy Credit, lululemon Credit
    $175 every quarter
  • Twice a yearHotel Credit
    $300 twice a year
  • YearlyUber One Credit, Airline Fee Credit and 3 more
    $1,039 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 5 points per dollar:
    FlightsDirect or Amex Travel
    Tickets on scheduled flights booked directly with passenger airlines or through American Express Travel.On the first $500,000 spent each year.
    HotelsAmex Travel
    Prepaid hotel reservations booked through American Express Travel by phone, on AmexTravel.com or in the Amex Travel App.
    Vacation rentalsAmex Travel
    Prepaid vacation rental reservations booked through AmexTravel.com.
  2. 2 points per dollar:
    CruisesAmex Travel
    New cruise bookings charged to the card through AmexTravel.com or by calling the number on the back of the card.
    Vacation packagesAmex Travel
    Platinum Destinations Vacations: new bookings with participating suppliers made by calling the number on the back of the card.
  3. 1 points per dollar:

    Everything else

Protections and other benefits

31 benefits
  • Global Lounge CollectionAccess to Centurion Lounges, Priority Pass lounges after enrolling, 10 Delta Sky Club visits a year on Delta flights, and other partner lounges.
  • Fine Hotels + ResortsDaily breakfast for two, a $100 property credit and guaranteed 4 PM checkout on stays booked through Amex Travel.
  • The Hotel CollectionA $100 credit toward eligible charges on each stay of 2+ nights booked through Amex Travel.
  • Marriott Bonvoy Gold Elite StatusComplimentary Marriott Bonvoy Gold Elite status after enrolling.
  • Hilton Honors Gold StatusComplimentary Hilton Honors Gold status after enrolling.
  • Leaders Club Sterling StatusComplimentary Leaders Club Sterling status at The Leading Hotels of the World after enrolling, with 5 pre-arrival upgrades a year when available.
  • Car Rental PrivilegesComplimentary premium status with Avis, Hertz and National after enrolling through your Amex account.
  • Platinum Travel ServiceTravel consultants who plan custom itineraries and give tailored recommendations.
  • Premium Global Assist Hotline24/7 emergency assistance and medical, legal and financial referrals when you are more than 100 miles from home.
  • ConciergeA concierge that can buy event tickets, make dining and other reservations, answer travel questions and handle shopping requests.
  • Cruise Privileges ProgramAn on-board credit of $100 to $300 per stateroom on cruises of 5+ nights booked through Amex Travel with participating lines.
  • Lowest Hotel Rates GuaranteeIf a qualifying hotel booked on Amex Travel is found for less online for the same stay, Amex refunds the difference.
  • Destination FamilyAdded benefits on eligible cruises and tour packages booked through American Express Travel with participating providers.
  • Platinum Destinations VacationsAdded benefits and 1 extra Membership Rewards point per dollar on vacations booked by phone with participating suppliers.
  • Platinum Member AirfaresReduced fares on select flights booked through Amex Travel.
  • Insider FaresSelect flights on Amex Travel cost fewer Membership Rewards points when the whole fare is paid with points.
  • Global Dining Access by ResyHard-to-get reservations and dining experiences at U.S. Resy restaurants after adding the card to your Resy profile.
  • Platinum Nights by ResyReservations at top Resy restaurants on select nights in select cities.
  • Premium Events CollectionCurated events for Platinum members, from sports and fashion to fine dining, art and performances.
  • Amex Special Ticket AccessPresale and reserved tickets to select events.
  • American Express Venue CollectionDedicated entrances or fast lanes at select stadiums and arenas.
  • Venue Collection Concessions Statement Credit10% back on food and drink concessions at participating stadiums and arenas, up to $250 a calendar year, after enrolling.
  • Trip Delay InsuranceReimburses up to $500 per trip when a round trip paid with the card is delayed over 6 hours; 2 claims per 12 months.
  • Trip Cancellation and Interruption InsuranceReimburses non-refundable trip costs paid with the card, up to $10,000 per trip and $20,000 per 12 months, for covered cancellations or interruptions.
  • Car Rental Loss and Damage InsuranceSecondary coverage for damage or theft of a rental car paid with the card when you decline the CDW; no liability coverage.
  • Baggage Insurance PlanCovers lost, damaged or stolen bags on common-carrier trips paid in full with the card: up to $2,000 checked and $3,000 combined, above the carrier's coverage.
  • Purchase ProtectionCovers theft, accidental damage or loss of purchases for 90 days, up to $10,000 per item and $50,000 per calendar year.
  • Extended WarrantyAdds up to one year to manufacturer warranties of 5 years or less on purchases made with the card.
  • Return ProtectionRefunds eligible purchases a seller won't take back within 90 days, up to $300 per item and $1,000 per calendar year.
  • Cell Phone ProtectionCovers a damaged or stolen phone up to $800 per claim, 2 claims per 12 months, $50 deductible, when the card pays your wireless bill.
  • Select Homes + RetreatsBook a curated collection of professionally managed vacation rentals through Amex Travel.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

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Last checked
September 26, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced