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Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

5 credits

Lyft Credit$10 a month

In-app credit for rides in the Lyft app with the card as payment; it goes to the first Lyft account the card is added to.

Terms end on October 1, 2027.

Peloton Membership Credit$10 a month

Peloton memberships, such as All-Access or App+, paid with the card; activate first.

Terms end on January 1, 2028.

DoorDash Monthly Promotion$15 a month

Up to $15 on one qualifying DoorDash order each month. Activate DashPass and pay with the enrolled card; unused value is forfeited. Use on one order each month. Any unused value is forfeited.

Terms end on January 1, 2030.

DoorDash Non-Restaurant Discount 1$10 a month

One of two $10 non-restaurant DoorDash discounts each month, on its own order (Discount 2 is the other); activate the card's DashPass first. Use on one order each month. Any unused value is forfeited.

Terms end on January 1, 2030.

DoorDash Non-Restaurant Discount 2$10 a month

One of two $10 non-restaurant DoorDash discounts each month, on its own order (Discount 1 is the other); activate the card's DashPass first. Use on one order each month. Any unused value is forfeited.

Terms end on January 1, 2030.

Twice a year

2 credits

Dining Credit$150 each half

Dining at Sapphire Reserve Exclusive Tables restaurants booked on OpenTable, paid with the card.

StubHub Credit$150 each half

Tickets bought on StubHub or viagogo with the card; activate first.

Terms end on January 1, 2028.

Yearly

4 credits

The Edit Credit$500 a year

Prepaid stays of two nights or more at The Edit hotels, booked through Chase Travel, up to $250 a stay; covered purchases earn no points.

Select Chase Travel Hotels Credit$250 a year

Prepaid Chase Travel stays of two nights or more at IHG, Montage, Pendry, Omni, Virgin, Minor or Pan Pacific hotels, through 2026.

Terms end on January 1, 2027.

The Shops at Chase Credit$250 a year

Available after $75,000 of purchases in a calendar year, for The Shops at Chase through the end of the next year; primary cardmember only.

Southwest Airlines Chase Travel Credit$500 a year

Available after $75,000 of purchases in a calendar year, for Southwest purchases on Chase Travel through the end of the next year; primary cardmember only.

Yearly

1 credit · by card year

Annual Travel Credit$300 a year

Travel purchases charged to the card, credited automatically; the purchases it covers earn no points.

Every 4 years

1 credit · after each use

Global Entry, TSA PreCheck or NEXUS Credit$120 every 4 years

Covers the Global Entry, TSA PreCheck or NEXUS application fee when you pay it with the card.

$3,060 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$2,760 a year in calendar-reset credits, on 3 clocks.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyLyft Credit, Peloton Membership Credit and 3 more
    $55 every month
  • Twice a yearDining Credit, StubHub Credit
    $300 twice a year
  • YearlyThe Edit Credit, Select Chase Travel Hotels Credit and 2 more
    $1,500 once a year

2026 amounts from the kardfolio catalog, before anything is used. Not drawn, since it resets by card year: Annual Travel Credit.

How this card earns

  1. 10 points per dollar:
    Limited-time boost

    PelotonPurchases made directly with Peloton: on onepeloton.com, by phone or in a Peloton showroom.Apr 1, 2025 through Dec 31, 2027.

  2. 8 points per dollar:
    TravelChase Travel
    Prepaid travel booked on chasetravel.com or by calling the number on the back of the card.
  3. 5 points per dollar:
    Limited-time boost

    LyftRideshare, bike and scooter rides, and Lyft subscription and membership products.Jun 23, 2025 through Sep 30, 2027.

  4. 4 points per dollar:
    FlightsBook direct
    Airline tickets bought directly from the airline, including charter and private flights.
    HotelsBook direct
    Hotel stays booked directly with the hotel.
  5. 3 points per dollar:
    Dining
    Sit-down and eat-in restaurants, from fast food to fine dining.
  6. 1 points per dollar:

    Everything else

Protections and other benefits

33 benefits
  • Chase Sapphire Lounge by The ClubComplimentary access to every Chase Sapphire Lounge by The Club for cardmembers and authorized users, each with up to two guests.
  • Priority Pass SelectComplimentary Priority Pass Select for you and authorized users: 1,300+ lounges, up to two guests each, then $27 per extra guest.
  • Air Canada Lounge AccessSelect Air Canada Maple Leaf Lounges and Cafés with one free guest when departing on a Star Alliance flight.
  • The Etihad Lounge at Washington DullesAccess to The Etihad Lounge at Washington Dulles (IAD) with your card or Chase Priority Pass membership and a departing boarding pass.
  • The EditStays booked through The Edit by Chase Travel include benefits such as a property credit, daily breakfast for two and a room upgrade when available.
  • IHG One Rewards Platinum Elite StatusComplimentary IHG One Rewards Platinum Elite status for the primary cardmember after linking an IHG account at Chase.
  • Reserve Travel DesignersTravel designers build and book custom itineraries for primary cardmembers, with no travel agency fees.
  • Sapphire Reserve Exclusive TablesPrimetime reservations and special events at participating OpenTable restaurants after adding the card to your OpenTable account.
  • Reserved by SapphireRestaurant reservations held for Reserve cardmembers, booked first come, first served through Chase Dining.
  • Sapphire Reserve ExperiencesSpecial ticket packages, private experiences with artists and on-site perks at major travel, dining, music, film and arts events.
  • Complimentary Apple TVAt least 12 months of Apple TV for the primary cardmember after a one-time activation at Chase by June 22, 2027.
  • Complimentary Apple MusicAt least 12 months of Apple Music for the primary cardmember after a one-time activation at Chase by June 22, 2027.
  • Complimentary DashPassAt least 12 months of DashPass when activated with the eligible card by December 31, 2029.
  • Points BoostPoints are worth up to 2x on select top-booked hotels, including The Edit, and flights with select airlines through Chase Travel.
  • World of Hyatt Explorist StatusAfter $75,000 of purchases in a calendar year, World of Hyatt Explorist status for the rest of that year, the next year and the February after.
  • IHG One Rewards Diamond Elite StatusAfter $75,000 of purchases in a calendar year, IHG One Rewards Diamond Elite status for the rest of that year and the next.
  • Southwest Airlines A-List StatusAfter $75,000 of purchases in a calendar year, Southwest Rapid Rewards A-List status for the rest of that year and the next.
  • Dedicated Customer ServiceA dedicated Sapphire Reserve customer service team, available 7 days a week.
  • Zero Liability ProtectionYou are not held responsible for unauthorized charges made with your card or account information.
  • 24/7 Fraud MonitoringChase watches for fraud around the clock and can text, email or call you about unusual purchases.
  • Auto Rental CoveragePrimary cover up to $75,000 for theft and collision damage to most rental cars paid with the card when you decline the rental company’s cover.
  • Trip Cancellation and Interruption InsuranceReimburses prepaid, nonrefundable travel costs up to $10,000 per traveler and $20,000 per trip when a covered reason cancels or cuts short a trip.
  • Trip Delay ReimbursementUp to $500 per traveler for meals, lodging and other unreimbursed costs when common carrier travel is delayed over 6 hours or overnight.
  • Travel Accident InsuranceUp to $1,000,000 in accidental death or dismemberment cover when you pay for air, bus, train or cruise fare with the card.
  • Travel and Emergency AssistanceLegal and medical referrals and other help when something goes wrong while traveling; you pay for any goods or services used.
  • Lost Luggage ReimbursementUp to $3,000 per traveler to repair or replace checked or carry-on bags lost, damaged or stolen on a covered trip.
  • Baggage Delay InsuranceUp to $100 a day for 5 days for essentials like toiletries and clothing when your bags are delayed over 6 hours.
  • Emergency Evacuation and TransportationUp to $100,000 for medical services and transportation when an injury or illness on a trip 100+ miles from home needs evacuation.
  • Roadside AssistanceTowing, battery help, tire changes, lockout service and fuel delivery, covered up to $50 per incident 4 times a year.
  • Emergency Medical and DentalUp to $2,500 in medical expenses, after a $50 deductible, if you or close family get sick or hurt on a trip 100+ miles from home.
  • Purchase ProtectionCovers eligible new purchases against damage or theft for 120 days (90 days for New York residents), up to $10,000 per item.
  • Return ProtectionReimburses eligible items a store won’t take back within 90 days, up to $500 per item and $1,000 per 12 months.
  • Extended Warranty ProtectionAdds one year to eligible U.S. manufacturer warranties of three years or less, up to four years from the purchase date.

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Source
chase.com
Last checked
October 14, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced