Free
$0
For 3 cards, for as long as you like.
- Up to 3 cards
- One Card-owner profile
- Every benefit, credit, offer and award on those cards
- Usage history and the value against each annual fee
- Default reminders, with push
- Best card lookup and Chase 5/24
Free for 3 cards. Pro for all of them.
kardfolio is free with 3 cards, full tracking and default reminders. Pro holds your whole portfolio and does the planning. Every price is on this page before anything is charged.
No bank login. No full card numbers.
Plans
Pro
$59 per year or $8 per month
14-day free trial on the annual plan, for accounts new to Pro. Monthly has no trial.
- Everything in Free, and:
- Every card you hold
- Up to 5 Card-owner profiles
- Reminder timing you choose, and repeating reminders
- Annual fee reviews: keep, change or cancel before the fee posts
- Fee-close reminders and a record of your retention offers
Both plans renew automatically until you cancel, and you can cancel anytime in Settings, under Membership. Prices are in US dollars on the web. In the iOS app, prices follow the App Store’s tiers for your country.
Before you choose.
How does the free trial work?
The annual plan starts with 14 days free for an account that has not had Pro before. If you do not cancel, it then charges $59 and renews each year. Before the trial ends, you get a reminder: an email for a trial started on the web, or a push notification for one started in the iOS app, when notifications are on. The monthly plan has no trial and charges $8 when you subscribe.
What happens to my cards if I stop paying?
You keep every card, profile, reminder and record. Your 3 oldest cards stay editable. The others become read-only, and you can still remove them. Everything is fully usable again when Pro returns.
I already had more than 3 cards. Do I lose any?
No. If you were on the free plan when it changed to 3 cards, every card and profile you had saved stays editable. Adding another card or profile needs Pro. If you had Pro then, your cards follow the answer above when Pro ends.
How do I cancel?
In Settings, under Membership. A subscription bought on the web is managed on Stripe, our payment provider. One bought in the iOS app is managed in your iPhone’s Settings. Pro stays active until the end of the period you paid for.
I subscribed before these prices. Does my price change?
No. An existing subscription keeps its price for as long as it renews.