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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

1 credit

Lyft Credit$5 a month

A Lyft credit after three eligible rides paid with the card in a calendar month; add the card to Lyft, and use each credit within 30 days.

Terms end on February 1, 2027.

Twice a year

1 credit

Blacklane Credit$100 each half

Rides booked directly in the Blacklane app or at blacklane.com with the card, credited automatically.

Yearly

3 credits

Annual Hotel Benefit$300 a year

Taken off a hotel stay of two nights or more booked with Citi Travel; any unused amount carries to your next such booking that year.

Splurge Credit$200 a year

Purchases at up to two brands you activate from 1stDibs, American Airlines, Best Buy, Future Personal Training and Live Nation.

Admirals Club Passes4 passes a year

Digital Admirals Club passes in the primary cardmember's AAdvantage account; each admits one adult for 24 hours.

Yearly

2 credits · by card year

Citigold Relationship Credit$145 a year

Applies when a qualifying Citigold deposit account is open on the day the annual fee is charged, posting within three billing cycles.

Citigold Private Client Relationship Credit$595 in the first card year, then $145 a year

Applies with a Citigold Private Client deposit account when the annual fee is charged: $595 in the first card year, then $145 a year.

Every 4 years

1 credit · after each use

Global Entry or TSA PreCheck Credit$120 every 4 years

Covers the Global Entry or TSA PreCheck application fee when you pay it with the card.

$760 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$760 a year in calendar-reset credits, on 3 clocks.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyLyft Credit
    $5 every month
  • Twice a yearBlacklane Credit
    $100 twice a year
  • YearlyAnnual Hotel Benefit, Splurge Credit
    $500 once a year

2026 amounts from the kardfolio catalog, before anything is used. Not drawn, since they reset by card year: Citigold Relationship Credit, Citigold Private Client Relationship Credit.

How this card earns

  1. 12 points per dollar:
    HotelsCiti Travel
    Hotels booked through Citi Travel at cititravel.com or by phone.
    Rental carsCiti Travel
    Car rentals booked through Citi Travel at cititravel.com or by phone.
    ActivitiesCiti Travel
    Attractions booked through Citi Travel at cititravel.com or by phone.
  2. 6 points per dollar:
    FlightsCiti Travel
    Air travel booked through Citi Travel at cititravel.com or by phone.
    DiningCiti Nights
    Cafes, bars, lounges, fast food and takeout restaurants, and restaurant delivery services.Fridays and Saturdays, 6 PM to 6 AM the next day ET.
  3. 3 points per dollar:
    Dining
    Cafes, bars, lounges, fast food and takeout restaurants, and restaurant delivery services.
  4. 1.5 points per dollar:

    Everything else

Protections and other benefits

19 benefits
  • Priority Pass SelectComplimentary Priority Pass Select for the primary cardmember and authorized users: 1,500+ lounges, 2 guests per visit, then $35 per extra guest.
  • The Reserve by Citi TravelBook a The Reserve rate on Citi Travel for a $100 experience credit, daily breakfast for two, Wi-Fi, and upgrades and early or late checkout when available.
  • Hotel CollectionHotel Collection rates on Citi Travel include daily breakfast for two and Wi-Fi, plus early check-in and late checkout when available.
  • Citi EntertainmentPresale tickets and exclusive experiences for concerts, sporting events and arts and culture events.
  • Dining Events with The Supper ClubBuy tickets with the card to cardmember dining events that The Supper Club hosts in major U.S. cities.
  • Fashioned by Death & CoComplimentary access to Death & Co's Fashioned cocktail and lifestyle platform for cardmembers 21+ who register with the card.
  • The Mastercard CollectionWorld Legend benefits such as priority reservations at sought-after restaurants abroad and ticket access to music, theater and sports events.
  • Fast TrackPre-book a dedicated airport security lane for you and up to 3 guests at select airports outside the U.S.
  • Taste by PricelessComplimentary access for you and up to 3 guests to the Taste by Priceless airport dining club at select airports.
  • Mastercard ConciergeA 24/7 concierge that can reserve restaurant tables, find hard-to-find items and handle other requests.
  • Trip DelayCovers reasonable expenses up to $500 per trip when a common carrier trip paid with the card is delayed over 6 hours; 2 claims per 12 months.
  • Enhanced Trip Cancellation and Trip InterruptionReimburses covered trip cancellation or interruption costs, up to $5,000 per trip and $10,000 per account every 12 months.
  • Lost or Damaged LuggageCovers checked or carry-on bags lost or damaged on a trip paid with the card, up to $5,000 per trip ($2,000 per bag for New York residents).
  • MasterRental CoverageCovers damage or theft of a rental car paid with the card when you decline the rental waiver; secondary at home, primary abroad, rentals up to 31 days.
  • Extended WarrantyDoubles manufacturer or store warranties of 24 months or less, adding up to 24 months, up to $10,000 per claim.
  • Purchase Assurance PlusRepairs or replaces purchases stolen or damaged within 120 days (90 in New York), up to $10,000 per item and $50,000 per account every 12 months.
  • Mastercard ID Theft ProtectionFree identity monitoring after you enroll, with alerts when suspicious activity is found.
  • 24-Hour Fraud ProtectionCiti alerts you when it sees unusual activity on your account.
  • Points TransferTransfer ThankYou Points to partners such as American Airlines, JetBlue, Virgin Atlantic and Choice Hotels, from 1,000 points per transfer.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

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Last checked
September 26, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced