Skip to content
kardfolio

How this card earns

  1. 2 percent cash back:
    Everything else
    On the first $50,000 spent each year.
  2. 1 percent cash back:

    Everything else

Protections and other benefits

17 benefits
  • Car Rental Loss and Damage InsuranceSecondary theft and damage coverage for eligible rentals. Pay the entire rental and decline CDW; excludes liability.
  • Purchase ProtectionCovers eligible theft or accidental damage for 90 days, up to $1,000 per purchase and $50,000 per account annually.
  • Extended WarrantyAdds up to one year to eligible original warranties of five years or less for covered U.S. purchases.
  • Global Assist HotlineEmergency assistance coordination over 100 miles from home. Third-party service costs remain payable.
  • Expanded Buying PowerIssuer-approved spending above the credit limit. The amount above the limit is due in full each month.
  • Employee CardsAdd employee cards, set spending limits and earn cash back on eligible employee purchases.
  • Connect to QuickBooksEnroll to send employee transactions and matched receipts to QuickBooks.
  • Account ManagerAuthorize a trusted person to manage the business card account.
  • Year-End SummaryReview annual spending with downloadable summaries.
  • Online StatementsReview purchase history, reports and expense budgets.
  • American Express AppManage payments, rewards, spending and account alerts in the app.
  • Vendor PayEnroll for BILL vendor-payment tools; plan and payment fees may apply.
  • Dispute ResolutionGet help resolving fraudulent or incorrect card charges.
  • Amex Presale TicketsAccess selected event ticket presales, subject to availability and ticket-seller terms.
  • Amex Reserved TicketsAccess selected reserved event tickets, subject to availability and ticket-seller terms.
  • American Express Venue CollectionCardholder entrances or fast lanes at participating venues with a valid event ticket.
  • Venue Collection Concessions CreditEnroll one card for 10% back on qualifying venue food and drinks, up to $250 each calendar year through 2026.

Keep all your cards in one place.

The cards that do have credits get lined up by the day they end.

Add this card
Last checked
October 8, 2026
Foreign transaction fee
2.7%

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced