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How this card earns

  1. 2 points per dollar:
    Everything else
    On the first $50,000 spent each year.
    TravelAmex Travel
    Eligible prepaid or other qualifying travel booked through American Express Travel.
  2. 1 points per dollar:

    Everything else

Protections and other benefits

16 benefits
  • Car Rental Loss and Damage InsuranceSecondary rental-car damage or theft coverage when paid with the card and rental CDW is declined.
  • Purchase ProtectionProtection for eligible purchases against theft or accidental damage, subject to the coverage terms.
  • Extended WarrantyExtra warranty protection for eligible purchases, subject to the plan terms and exclusions.
  • Global Assist HotlineEmergency assistance coordination while traveling more than 100 miles from home. Third-party charges can apply.
  • Amex Special Ticket AccessAccess to eligible event presales and reserved tickets, subject to availability.
  • Venue Collection Concessions CreditEnroll one eligible card for 10% back on qualifying venue food and beverage purchases, up to $250 each calendar year.
  • Dispute ResolutionHelp with disputed or incorrect card charges.
  • Year-End SummaryA yearly summary of card charges to review spending.
  • Amex OffersAdd available merchant offers to the card for rewards on qualifying purchases.
  • Employee CardsAdd employee cards and earn rewards on eligible employee purchases.
  • Expanded Buying PowerEligible business purchases may exceed the credit limit, subject to issuer approval.
  • Vendor PayAccess to the Vendor Pay basic plan, subject to its user-count limits and enrollment terms.
  • Account ManagerAssign a manager to handle eligible business account tasks.
  • Connect to QuickBooksConnect eligible business card activity to QuickBooks.
  • American Express Venue CollectionDedicated cardholder entrances or fast lanes at select participating venues.
  • Additional CardsAdd cards for eligible family members or other authorized users.

Keep all your cards in one place.

The cards that do have credits get lined up by the day they end.

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Last checked
October 4, 2026
Foreign transaction fee
2.7%

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced