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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

2 credits

Flexible Business Credit$20 a month

US purchases at Grubhub, Seamless and US office supply stores, charged to the card; enroll first.

Walmart+ Credit$12.95 a month

Covers one monthly Walmart+ membership fee plus tax when you pay it with the card; annual plans and Plus Ups do not qualify.

Yearly

2 credits

ChatGPT Business Credit$300 a year

US purchases of ChatGPT Business subscriptions charged to the card; enroll first.

Squarespace Credit$150 a year

US purchases made directly on squarespace.com or acuityscheduling.com with the card; enroll first.

$845.40 a year, before anything is used.

The most these credits are worth.

$32.95 ends every month. $450 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyFlexible Business Credit, Walmart+ Credit
    $32.95 every month
  • YearlyChatGPT Business Credit, Squarespace Credit
    $450 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 4 points per dollar:
    Your top 2 categories
    Advertising · Electronics and software · Dining · Gas stations · Transit · Wireless phone serviceWhichever 2 of these you spend most on each billing cycle.On the first $150,000 spent each year.
  2. 3 points per dollar:
    FlightsAmex Travel
    Scheduled flights booked online at AmexTravel.com or in the Amex Travel App.
    HotelsAmex Travel
    Prepaid hotels booked through American Express Travel by phone with a Travel Consultant, on AmexTravel.com or in the Amex Travel App.
  3. 2 points per dollar:
    Rental carsAmex Travel
    Prepaid car rentals booked through AmexTravel.com or the Amex Travel App.
    Vacation rentalsAmex Travel
    Prepaid short-term rentals booked through AmexTravel.com.
    CruisesAmex Travel
    Cruises booked and paid through AmexTravel.com.
  4. 1 points per dollar:

    Everything else

Protections and other benefits

13 benefits
  • The Hotel CollectionA $100 credit toward eligible charges, plus noon check-in, 4 PM checkout and a room upgrade when available, on 2+ night stays booked via Amex Travel.
  • Lowest Hotel Rates GuaranteeIf a qualifying hotel booked on Amex Travel is found for less online for the same stay, Amex refunds the difference.
  • Insider FaresSelect flights on Amex Travel cost fewer Membership Rewards points when the whole fare is paid with points.
  • Global Assist Hotline24/7 emergency assistance and coordination, including medical and legal referrals and emergency cash wires, when you are more than 100 miles from home.
  • Amex Special Ticket AccessPresale and reserved tickets to select events.
  • American Express Venue CollectionDedicated entrances or fast lanes at select stadiums and arenas.
  • Venue Collection Concessions Statement Credit10% back on food and drink concessions at participating stadiums and arenas, up to $250 a calendar year, after enrolling.
  • Trip Delay InsuranceReimburses up to $300 per trip when a round trip paid with the card is delayed over 12 hours; 2 claims per 12 months.
  • Baggage Insurance PlanCovers lost, damaged or stolen bags on common carrier trips paid with the card, up to $1,250 carry-on and $500 checked, above the carrier's coverage.
  • Car Rental Loss and Damage InsuranceSecondary coverage for damage or theft of a rental car paid with the card when you decline the CDW; no liability coverage.
  • Purchase ProtectionCovers theft or accidental damage of purchases for 90 days, up to $1,000 per item and $50,000 per calendar year.
  • Extended WarrantyAdds up to one year to manufacturer warranties of 5 years or less on purchases made with the card.
  • Cell Phone ProtectionCovers a damaged or stolen phone up to $800 per claim, 2 claims per 12 months, $50 deductible, when the card paid last month's wireless bill.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
September 26, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced