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How this card earns

  1. 2 miles per dollar:
    Delta Air LinesBook direct
    Eligible purchases directly with Delta as merchant of record.
    Dining
    Restaurants worldwide; bars, nightclubs, cafeterias and convenience stores do not qualify.
  2. 1 miles per dollar:

    Everything else

Protections and other benefits

15 benefits
  • In-Flight SavingsReceive 20% back as a statement credit on eligible Delta in-flight food and beverage purchases.
  • Pay with MilesRedeem 5,000 miles for up to $50 off eligible flights booked at Delta.
  • Car Rental Loss and Damage InsuranceSecondary rental-car damage or theft coverage when paid with the card and rental CDW is declined.
  • Purchase ProtectionProtection for eligible purchases against theft or accidental damage, subject to the coverage terms.
  • Extended WarrantyExtra warranty protection for eligible purchases, subject to the plan terms and exclusions.
  • Global Assist HotlineEmergency assistance coordination while traveling more than 100 miles from home. Third-party charges can apply.
  • Amex Special Ticket AccessAccess to eligible event presales and reserved tickets, subject to availability.
  • American Express Venue CollectionDedicated entrances or fast lanes at select participating venues.
  • Venue Collection Concessions CreditEnroll one eligible card for 10% back on qualifying venue food and beverage purchases, up to $250 each calendar year.
  • Send & SplitEnroll to send money and split eligible purchases with Venmo or PayPal through the American Express app.
  • Dispute ResolutionHelp with disputed or incorrect card charges.
  • Year-End SummaryA yearly summary of card charges to review spending.
  • Amex OffersAdd available merchant offers to the card for rewards on qualifying purchases.
  • Additional CardsAdd cards for eligible family members or other authorized users.
  • Instant Card NumberEligible approved applicants can use their card number online and in supported digital wallets.

Keep all your cards in one place.

The cards that do have credits get lined up by the day they end.

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Last checked
October 4, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced