Credits by reset window
Open a row for its terms. Each amount is the most the credit is worth in one period.
Monthly
1 credit
Rideshare Credit$10 a month
Up to $10 monthly for U.S. rideshare after 12 months. Consumer Delta Platinum or Reserve transfers qualify immediately. Enrollment required. Eligibility starts 12 months after the original card account opens. Eligible incoming product transfers qualify immediately.
Yearly
2 credits
Delta Flight Credit$200 a year
$200 Delta eCredit after $10,000 in eligible calendar-year purchases. Valid for one year after issue. Expires 12 months after issuance.
Delta Stays Credit$100 a year
Up to $100 each calendar year for prepaid hotels or vacation rentals booked through Delta Stays.
$420 a year, before anything is used.
The most these credits are worth.
$10 ends every month. $300 ends once a year.
Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.
- MonthlyRideshare Credit$10 every month
- YearlyDelta Flight Credit, Delta Stays Credit$300 once a year
2026 amounts from the kardfolio catalog, before anything is used.
How this card earns
- 2 miles per dollar:
- Delta Air LinesBook direct
- Eligible purchases directly with Delta as merchant of record.
- Dining
- Restaurants worldwide; bars, nightclubs, cafeterias and convenience stores do not qualify.
- Groceries
- Eligible purchases at U.S. supermarkets.
- 1 miles per dollar:
Everything else
Protections and other benefits
20 benefits
- TakeOff 15Save 15% on eligible Delta award flights booked through Delta or the Fly Delta app; taxes and partner flights excluded.
- First Bag FreeThe first checked bag is free on eligible Delta flights for the cardholder and eligible companions.
- Priority BoardingZone 5 priority boarding on eligible Delta flights.
- In-Flight SavingsReceive 20% back as a statement credit on eligible Delta in-flight food and beverage purchases.
- Pay with MilesRedeem 5,000 miles for up to $50 off eligible flights booked at Delta.
- Car Rental Loss and Damage InsuranceSecondary rental-car damage or theft coverage when paid with the card and rental CDW is declined.
- Purchase ProtectionProtection for eligible purchases against theft or accidental damage, subject to the coverage terms.
- Extended WarrantyExtra warranty protection for eligible purchases, subject to the plan terms and exclusions.
- Baggage InsuranceCoverage for eligible lost, damaged or stolen baggage when the entire common-carrier fare is paid with the card.
- Global Assist HotlineEmergency assistance coordination while traveling more than 100 miles from home. Third-party charges can apply.
- Amex Special Ticket AccessAccess to eligible event presales and reserved tickets, subject to availability.
- American Express Venue CollectionDedicated entrances or fast lanes at select participating venues.
- Venue Collection Concessions CreditEnroll one eligible card for 10% back on qualifying venue food and beverage purchases, up to $250 each calendar year.
- Send & SplitEnroll to send money and split eligible purchases with Venmo or PayPal through the American Express app.
- Year-End SummaryA yearly summary of card charges to review spending.
- Amex OffersAdd available merchant offers to the card for rewards on qualifying purchases.
- Account ManagerAssign a manager to handle eligible business account tasks.
- Second Bag FreeThe second checked bag is free on eligible domestic Delta-operated flights.
- Additional CardsAdd cards for eligible family members or other authorized users.
- Instant Card NumberEligible approved applicants can use their card number online and in supported digital wallets.
Track it only when it belongs to you.
kardfolio starts from cards you choose. What you have used this month stays in your account.
- Sources
- americanexpress.com, delta.com
- Last checked
- October 4, 2026
- Foreign transaction fee
- None
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced