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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

2 credits

Rideshare Credit$10 a month

Up to $10 each calendar month for eligible U.S. rideshare purchases. Enrollment required.

Resy Credit$10 a month

Up to $10 each calendar month for eligible U.S. Resy restaurant purchases. Enrollment required.

Yearly

1 credit

Delta Stays Credit$150 a year

Up to $150 each calendar year for prepaid hotels or vacation rentals booked through Delta Stays.

Every 4 years

1 credit · after each use

Global Entry or TSA PreCheck Credit$120 every 4 years

Up to $120 for Global Entry or $85 for TSA PreCheck every four years. Pay the application fee with the card.

Every card anniversary

1 award

Companion Certificate1 certificate a year

receive a Companion Certificate each year after Card Account renewal

Expires 12 months after it is issued.

$390 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$20 ends every month. $150 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyRideshare Credit, Resy Credit
    $20 every month
  • YearlyDelta Stays Credit
    $150 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 3 miles per dollar:
    Delta Air LinesBook direct
    Eligible purchases directly with Delta as merchant of record.
    Hotels
    Eligible hotel purchases paid directly to the hotel.
  2. 2 miles per dollar:
    Dining
    Restaurants worldwide; bars, nightclubs, cafeterias and convenience stores do not qualify.
    Groceries
    Eligible purchases at U.S. supermarkets.
  3. 1 miles per dollar:

    Everything else

Protections and other benefits

27 benefits
  • TakeOff 15Save 15% on eligible Delta award flights booked through Delta or the Fly Delta app; taxes and partner flights excluded.
  • First Bag FreeThe first checked bag is free on eligible Delta flights for the cardholder and eligible companions.
  • Priority BoardingZone 5 priority boarding on eligible Delta flights.
  • MQD HeadstartReceive $2,500 Medallion Qualification Dollars each qualification year.
  • Complimentary Upgrade ListJoin the eligible Delta complimentary upgrade list after Medallion members.
  • Hertz StatusEnroll and link Hertz and SkyMiles accounts for Five Star rental-car status.
  • In-Flight SavingsReceive 20% back as a statement credit on eligible Delta in-flight food and beverage purchases.
  • Pay with MilesRedeem 5,000 miles for up to $50 off eligible flights booked at Delta.
  • Car Rental Loss and Damage InsuranceSecondary rental-car damage or theft coverage when paid with the card and rental CDW is declined.
  • Purchase ProtectionProtection for eligible purchases against theft or accidental damage, subject to the coverage terms.
  • Extended WarrantyExtra warranty protection for eligible purchases, subject to the plan terms and exclusions.
  • Baggage InsuranceCoverage for eligible lost, damaged or stolen baggage when the entire common-carrier fare is paid with the card.
  • Cell Phone ProtectionCoverage for eligible phone damage or theft when the preceding monthly wireless bill is paid with the card.
  • Global Assist HotlineEmergency assistance coordination while traveling more than 100 miles from home. Third-party charges can apply.
  • Amex Special Ticket AccessAccess to eligible event presales and reserved tickets, subject to availability.
  • American Express Venue CollectionDedicated entrances or fast lanes at select participating venues.
  • Venue Collection Concessions CreditEnroll one eligible card for 10% back on qualifying venue food and beverage purchases, up to $250 each calendar year.
  • Send & SplitEnroll to send money and split eligible purchases with Venmo or PayPal through the American Express app.
  • Dispute ResolutionHelp with disputed or incorrect card charges.
  • Year-End SummaryA yearly summary of card charges to review spending.
  • Amex OffersAdd available merchant offers to the card for rewards on qualifying purchases.
  • Account ManagerAuthorize a trusted person to help manage your account within the access level you select.
  • Second Bag FreeThe second checked bag is free on eligible domestic Delta-operated flights.
  • Trip Delay InsuranceReimbursement for eligible covered trip delays, subject to the insurance terms.
  • Additional CardsAdd cards for eligible family members or other authorized users.
  • Instant Card NumberEligible approved applicants can use their card number online and in supported digital wallets.
  • MQD BoostEarn one Medallion Qualification Dollar per $20 in eligible card purchases.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 4, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced