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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

2 credits

Rideshare Credit$10 a month

Up to $10 each calendar month for eligible U.S. rideshare purchases. Enrollment required.

Resy Credit$10 a month

Up to $10 each calendar month for eligible U.S. Resy restaurant purchases. Enrollment required.

Yearly

1 credit

Delta Stays Credit$200 a year

Up to $200 each calendar year for prepaid hotels or vacation rentals booked through Delta Stays.

Every 4 years

1 credit · after each use

Global Entry or TSA PreCheck Credit$120 every 4 years

Up to $120 for Global Entry or $85 for TSA PreCheck every four years. Pay the application fee with the card.

Every card anniversary

1 award

Companion Certificate1 certificate a year

receive a Companion Certificate each year after Card Account renewal

Expires 12 months after it is issued.

$440 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$20 ends every month. $200 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyRideshare Credit, Resy Credit
    $20 every month
  • YearlyDelta Stays Credit
    $200 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 3 miles per dollar:
    Delta Air LinesBook direct
    Eligible purchases directly with Delta as merchant of record.
    Hotels
    Eligible hotel purchases paid directly to the hotel.
  2. 1.5 miles per dollar:
    Transit
    Eligible transit purchases, including taxis, rideshare, parking, tolls, trains and buses.
    Shipping
    Eligible shipping purchases with U.S. courier, postal and freight shippers.
    Purchases of $5,000 or more
    A single eligible purchase of $5,000 or more.On the first $100,000 spent each year.
  3. 1 miles per dollar:

    Everything else

Protections and other benefits

29 benefits
  • Purchase ProtectionProtection for eligible purchases against theft or accidental damage, subject to the coverage terms.
  • Extended WarrantyExtra warranty protection for eligible purchases, subject to the plan terms and exclusions.
  • Baggage InsuranceCoverage for eligible lost, damaged or stolen baggage when the entire common-carrier fare is paid with the card.
  • Cell Phone ProtectionCoverage for eligible phone damage or theft when the preceding monthly wireless bill is paid with the card.
  • Amex Special Ticket AccessAccess to eligible event presales and reserved tickets, subject to availability.
  • Venue Collection Concessions CreditEnroll one eligible card for 10% back on qualifying venue food and beverage purchases, up to $250 each calendar year.
  • Dispute ResolutionHelp with disputed or incorrect card charges.
  • Amex OffersAdd available merchant offers to the card for rewards on qualifying purchases.
  • Employee CardsAdd employee cards and earn rewards on eligible employee purchases.
  • Expanded Buying PowerEligible business purchases may exceed the credit limit, subject to issuer approval.
  • Hertz StatusEnroll and link Hertz and SkyMiles accounts for complimentary rental-car status.
  • Lowest Hotel Rates GuaranteeRefund of the difference for eligible lower hotel rates found under the program terms.
  • Vendor PayAccess to the Vendor Pay basic plan, subject to its user-count limits and enrollment terms.
  • Account ManagerAssign a manager to handle eligible business account tasks.
  • Connect to QuickBooksConnect eligible business card activity to QuickBooks.
  • First Bag FreeThe first checked bag is free on eligible Delta flights for the cardholder and eligible companions.
  • Second Bag FreeThe second checked bag is free on eligible domestic Delta-operated flights.
  • TakeOff 15Save 15% on eligible Delta award flights booked through Delta or the Fly Delta app; taxes and partner flights excluded.
  • Priority BoardingZone 5 priority boarding on eligible Delta flights.
  • In-Flight SavingsReceive 20% back as a statement credit on eligible Delta in-flight food and beverage purchases.
  • Pay with MilesRedeem 5,000 miles for up to $50 off eligible flights booked at Delta.
  • MQD HeadstartReceive $2,500 Medallion Qualification Dollars each qualification year.
  • Complimentary Upgrade ListJoin the eligible Delta complimentary upgrade list after Medallion members.
  • Car Rental Loss and Damage InsuranceSecondary rental-car damage or theft coverage when paid with the card and rental CDW is declined.
  • Global Assist HotlineEmergency assistance coordination while traveling; third-party charges can apply.
  • Trip Delay InsuranceReimbursement for eligible covered trip delays, subject to the insurance terms.
  • American Express Venue CollectionDedicated cardholder entrances or fast lanes at select participating venues.
  • Additional CardsAdd cards for eligible family members or other authorized users.
  • Instant Card NumberEligible approved applicants can use their card number online and in supported digital wallets.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 4, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced