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How this card earns

  1. 3 points per dollar:
    Groceries
    Eligible purchases at U.S. supermarkets.On the first $6,000 spent each year.
  2. 2 points per dollar:
    Gas stations
    Eligible gasoline purchases at U.S. gas stations.
    TravelAmex Travel
    Eligible prepaid or other qualifying travel booked through American Express Travel.
  3. 1 points per dollar:

    Everything else

All purchases, Groceries and Gas stations

30 or more purchases in a billing period earn 50% extra eligible points, including eligible supermarket and gas points. Excludes additional Amex Travel portal points and separate promotional bonuses.

Protections and other benefits

11 benefits
  • Purchase ProtectionProtection for eligible purchases against theft or accidental damage, subject to the coverage terms.
  • Extended WarrantyExtra warranty protection for eligible purchases, subject to the plan terms and exclusions.
  • Return ProtectionReimbursement for eligible purchases a merchant will not accept for return, subject to the protection terms.
  • Amex Special Ticket AccessAccess to eligible event presales and reserved tickets, subject to availability.
  • Venue Collection Concessions CreditEnroll one eligible card for 10% back on qualifying venue food and beverage purchases, up to $250 each calendar year.
  • Send & SplitEnroll to send money and split eligible purchases with Venmo or PayPal through the American Express app.
  • Amex OffersAdd available merchant offers to the card for rewards on qualifying purchases.
  • Car Rental Loss and Damage InsuranceRental-car damage or theft protection for eligible rentals, subject to the insurance terms.
  • Global Assist HotlineEmergency assistance coordination while traveling. Third-party charges can apply.
  • American Express Venue CollectionDedicated cardholder entrances or fast lanes at select participating venues.
  • Additional CardsAdd cards for eligible family members or other authorized users.

Keep all your cards in one place.

The cards that do have credits get lined up by the day they end.

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Last checked
October 10, 2026
Foreign transaction fee
2.7%
New applications
Closed since September 25, 2024 (upgradedpoints.com)

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced