Credits by reset window
Open a row for its terms. Each amount is the most the credit is worth in one period.
Quarterly
1 credit
Hilton Credit$60 a quarter
Hilton bookings made through Hilton channels and room-charged incidentals paid with the card at checkout.
$240 a year, before anything is used.
The most these credits are worth.
$60 ends every quarter.
Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.
- QuarterlyHilton Credit$60 every quarter
2026 amounts from the kardfolio catalog, before anything is used.
How this card earns
- 12 points per dollar:
- HiltonBook direct
- Hilton bookings through Hilton reservation channels and room-charged incidentals paid with the card at checkout.
- 5 points per dollar:
- Everything else
- On the first $100,000 spent each year.
- 3 points per dollar:
Everything else
Protections and other benefits
23 benefits
- Hilton Honors Gold StatusComplimentary Hilton Honors Gold status for the basic cardholder.
- Upgrade to Hilton Honors Diamond StatusEligible calendar-year spending of $40,000 earns Diamond status through the end of the following calendar year.
- National Car Rental Emerald Club Executive StatusEnroll through your American Express account for complimentary Emerald Club Executive status.
- Car Rental Loss and Damage InsuranceSecondary rental-car damage or theft cover when you pay with the card and decline the rental CDW; no liability cover.
- Purchase ProtectionProtects eligible purchases against theft or accidental damage for up to 90 days, subject to coverage limits.
- Baggage Insurance PlanCoverage for lost, damaged or stolen baggage on common-carrier trips paid entirely with the card; coverage limits apply.
- Extended WarrantyAdds up to one year to eligible original manufacturer warranties of five years or less.
- Global Assist HotlineEmergency assistance and coordination more than 100 miles from home; third-party charges may apply.
- Dispute ResolutionHelp with disputed or incorrect card charges.
- Year-End SummaryAnnual spending summary to review card charges.
- Employee CardsEmployee cards earn points on eligible spending; a no-annual-fee option is available.
- Connect to QuickBooksSync employee card transactions and matched receipts to QuickBooks.
- Account ManagerDesignate a team member to help manage payments, transactions and employee cards.
- Online StatementsView card purchase history and prepare spending reports.
- American Express AppManage spending, rewards, payments and account alerts in the app.
- Vendor Pay by BILLEnroll for Vendor Pay by BILL; the Basic plan has no monthly fee for its first user. Other users and services can incur fees.
- Venue Collection Concessions Statement CreditEnroll one eligible card for 10% back on qualifying venue food and drink concessions, up to $250 per calendar year.
- American Express Venue CollectionAccess dedicated entrances or fast lanes at participating venues with a valid event ticket and your American Express card.
- Amex Presale TicketsPurchase presale tickets for select events and seats before general sales, subject to availability.
- Amex Reserved TicketsPurchase reserved tickets for select events and seats during designated periods, subject to availability.
- Amex OffersEnroll in available merchant offers, then pay with the enrolled card to receive the stated rewards or credits.
- Employee Card Spending LimitsSet employee spending limits online or by phone; tips and extended hotel stays can exceed them, and all charges remain payable.
- Employee Card Category AlertsEmployee purchase alerts use merchant categories; purchases at merchants in approved categories do not generate alerts.
Track it only when it belongs to you.
kardfolio starts from cards you choose. What you have used this month stays in your account.
- Source
- americanexpress.com
- Last checked
- October 3, 2026
- Foreign transaction fee
- None
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced