Credits by reset window
Open a row for its terms. Each amount is the most the credit is worth in one period.
Quarterly
1 credit
Hilton Credit$50 a quarter
Hilton bookings made through Hilton channels and room-charged incidentals paid with the card at checkout.
Earned through spending
1 award
Free Night Reward1 night a year
One free-night certificate after $15,000 in eligible calendar-year purchases; expires one year after issuance.
Basic Card Members can receive a Free Night Reward from Hilton Honors after the total eligible purchases on their Hilton Honors American Express Surpass ® Card account reach $15,000 in a calendar
Expires 12 months after it is issued.
$200 a year, before anything is used.
The most these credits are worth.
$50 ends every quarter.
Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.
- QuarterlyHilton Credit$50 every quarter
2026 amounts from the kardfolio catalog, before anything is used.
How this card earns
- 12 points per dollar:
- HiltonBook direct
- Hilton bookings through Hilton reservation channels and room-charged incidentals paid with the card at checkout.
- 6 points per dollar:
- Dining
- U.S. restaurants; excludes nightclubs and restaurants coded as another establishment.
- Groceries
- Supermarkets in the U.S.; excludes superstores and warehouse clubs.
- Gas stations
- Gasoline at gas stations in the U.S.
- 4 points per dollar:
- Online shopping
- Online purchases of physical goods directly from U.S. retail merchants; excludes services and in-store payments.
- 3 points per dollar:
Everything else
Protections and other benefits
17 benefits
- Hilton Honors Gold StatusComplimentary Hilton Honors Gold status for the basic cardholder.
- Upgrade to Hilton Honors Diamond StatusEligible calendar-year spending of $40,000 earns Diamond status through the end of the following calendar year.
- National Car Rental Emerald Club Executive StatusEnroll through your American Express account for complimentary Emerald Club Executive status.
- Car Rental Loss and Damage InsuranceSecondary rental-car damage or theft cover when you pay with the card and decline the rental CDW; no liability cover.
- Purchase ProtectionProtects eligible purchases against theft or accidental damage for up to 90 days, subject to coverage limits.
- Amex Special Ticket AccessAccess to presale and reserved tickets for select events, subject to availability.
- American Express Venue CollectionDedicated entrances or fast lanes at select stadiums and arenas with an eligible card and event ticket.
- Venue Collection Concessions Statement CreditEnroll one eligible card for 10% back on qualifying venue food and drink concessions, up to $250 per calendar year.
- Baggage Insurance PlanCoverage for lost, damaged or stolen baggage on common-carrier trips paid entirely with the card; coverage limits apply.
- Extended WarrantyAdds up to one year to eligible original manufacturer warranties of five years or less.
- Global Assist HotlineEmergency assistance and coordination more than 100 miles from home; third-party charges may apply.
- Dispute ResolutionHelp with disputed or incorrect card charges.
- Year-End SummaryAnnual spending summary to review card charges.
- Additional CardsAdd cards for other people who make purchases for you.
- Instant Card NumberEligible approved applicants can use their card number online and in supported digital wallets.
- Send & SplitEnroll to send money and split eligible purchases with Venmo or PayPal through the American Express app.
- Amex OffersEnroll in available merchant offers, then pay with the enrolled card to receive the stated rewards or credits.
Track it only when it belongs to you.
kardfolio starts from cards you choose. What you have used this month stays in your account.
- Source
- americanexpress.com
- Last checked
- October 3, 2026
- Foreign transaction fee
- None
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced