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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

1 credit

Brilliant Dining Credit$25 a month

Statement credits for eligible restaurant purchases worldwide; gift cards, merchandise and non-restaurant merchants are excluded.

Yearly

1 credit

Venue Collection Concessions Credit$250 a year

Get 10% back on qualifying venue concessions after enrollment; one enrolled card per Card Member.

Terms end on January 1, 2027.

Every 4 years

1 credit · after each use

Global Entry or TSA PreCheck Fee Credit$120 every 4 years

Every four years, get up to $120 for Global Entry or up to $85 for TSA PreCheck, for the first eligible fee charged; one credit, not both.

Every card anniversary

1 award

Free Night Award1 free night a year

The Free Night Award will expire one (1) year from issuance.

Expires 12 months after it is issued.

$550 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$25 ends every month. $250 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyBrilliant Dining Credit
    $25 every month
  • YearlyVenue Collection Concessions Credit
    $250 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 6 points per dollar:
    Marriott Bonvoy
    Direct purchases with participating Marriott properties, Marriott-branded retail establishments and Marriott-branded online stores.
  2. 3 points per dollar:
    Dining
    Restaurants worldwide; nightclubs, convenience stores and grocery stores do not qualify.
    Flights
    Scheduled passenger flights charged directly with airlines; charter and private-jet flights do not qualify.
  3. 2 points per dollar:

    Everything else

Protections and other benefits

19 benefits
  • Marriott Bonvoy Platinum Elite StatusReceive complimentary Marriott Bonvoy Platinum Elite status while eligible.
  • Elite Night Credits25 annual Elite Night Credits. Per Marriott account, only the highest consumer-card grant and highest business-card grant apply; one of each can combine.
  • Premium Global Assist HotlineGet emergency coordination when traveling more than 100 miles from home; approved emergency transport may be provided at no cost.
  • Car Rental Loss and Damage InsuranceCovers eligible rental-car theft or damage when the rental is paid with the card and collision coverage is declined; exclusions apply.
  • Baggage Insurance PlanCovers eligible lost, stolen or damaged baggage when the full carrier fare is paid with the card; limits and exclusions apply.
  • Purchase ProtectionProtects eligible purchases against theft or accidental damage for up to 90 days; limits and exclusions apply.
  • Extended WarrantyAdds up to one year to eligible manufacturer warranties of five years or less; policy limits apply.
  • Trip Delay InsuranceReimburses eligible expenses after a covered trip delay; carrier-fare payment and policy limits apply.
  • Trip Cancellation and Interruption InsuranceCovers eligible nonrefundable travel costs when covered reasons cancel or interrupt a trip; policy conditions apply.
  • Cell Phone ProtectionCovers eligible cell-phone theft or damage when the phone bill is paid with the card; deductibles and limits apply.
  • Return ProtectionMay refund eligible purchases that a merchant will not accept for return within 90 days; limits and exclusions apply.
  • Amex Special Ticket AccessAccess eligible presale and reserved tickets; availability and purchase terms apply.
  • Marriott Bonvoy Property CreditReceive up to $100 for eligible charges on special-rate stays of two nights or more at Ritz-Carlton or St. Regis properties.
  • Priority PassIssuer sources disagree about Priority Pass lounge access. Confirm this card’s current eligibility with American Express.
  • Brilliant Earned Choice AwardAfter $60,000 eligible calendar-year spend, select a Brilliant Earned Choice Award by February 1 of the following year.
  • Brilliant Earned Choice Award SelectionSelect by 11:59 p.m. EST February 1 following the spend year. If no choice is made, Marriott automatically grants five Nightly Upgrade Awards.
  • Venue Collection Entrances and Fast LanesAt participating events, use available Card Member entrances or fast lanes with a valid event ticket and an American Express Card in your name.
  • Brilliant Earned Choice Award OptionsChoose five Nightly Upgrade Awards, a free night worth up to 85,000 points, or 50,000 Marriott Bonvoy points; select by next February 1.
  • Anniversary Night Delivery and Redemption85,000-point anniversary night posts 8–12 weeks after renewal; expires one year from issue. Room availability and resort fees apply.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 3, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced