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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Yearly

1 credit

Venue Collection Concessions Credit$250 a year

Get 10% back on qualifying venue concessions after enrollment; one enrolled card per Card Member.

Terms end on January 1, 2027.

Every card anniversary

1 award

Free Night Award1 free night a year

The Free Night Award will expire (one) 1 year from issuance.

Expires 12 months after it is issued.

Earned through spending

1 award

Spend-Earned Free Night Award1 night a year

Earn one free night after $60,000 in eligible calendar-year spend; up to 35,000 points; expires 12 months after issue.

If, in any calendar year of Card Membership, total eligible purchases on the Marriott Bonvoy Business ® American Express ® Card reach $60,000, the Basic Card Member will receive one Free

Expires 12 months after it is issued.

$250 a year, before anything is used.

The most these credits are worth.

$250 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • YearlyVenue Collection Concessions Credit
    $250 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 6 points per dollar:
    Marriott Bonvoy
    Direct purchases with participating Marriott properties, Marriott-branded retail establishments and Marriott-branded online stores.
  2. 4 points per dollar:
    Dining
    Gas stations
    Gasoline purchases at U.S. gas stations.
    Shipping
    Shipping purchases from merchants located in the United States.
    Wireless phone service
    Wireless telephone services bought directly from U.S. service providers; excludes Google Fi.
  3. 2 points per dollar:

    Everything else

Protections and other benefits

14 benefits
  • Marriott Bonvoy Gold Elite StatusReceive complimentary Marriott Bonvoy Gold Elite status while eligible.
  • Elite Night Credits15 annual Elite Night Credits. Per Marriott account, only the highest consumer-card grant and highest business-card grant apply; one of each can combine.
  • Marriott Bonvoy Room Rate DiscountReceive 7% off eligible direct bookings under the Amex Business Card Rate at participating hotels.
  • Global Assist HotlineGet emergency referrals and coordination when traveling more than 100 miles from home; third-party services cost extra.
  • Car Rental Loss and Damage InsuranceCovers eligible rental-car theft or damage when the rental is paid with the card and collision coverage is declined; exclusions apply.
  • Baggage Insurance PlanCovers eligible lost, stolen or damaged baggage when the full carrier fare is paid with the card; limits and exclusions apply.
  • Purchase ProtectionProtects eligible purchases against theft or accidental damage for up to 90 days; limits and exclusions apply.
  • Extended WarrantyAdds up to one year to eligible manufacturer warranties of five years or less; policy limits apply.
  • Premium on-property Internet AccessReceive premium internet access at participating hotels when booking through eligible channels.
  • Employee Card Spending LimitsSet employee-card spending limits; exceptions and conditions apply.
  • Venue Collection Entrances and Fast LanesAt participating events, use available Card Member entrances or fast lanes with a valid event ticket and an American Express Card in your name.
  • Amex Presale TicketsBuy eligible presale tickets for select events and seats before general sale; pay with an American Express Card. Availability and limits apply.
  • Amex Reserved TicketsBuy eligible reserved tickets for select events and seats; pay with an American Express Card. Availability and limits apply.
  • Anniversary Night Delivery and Redemption35,000-point anniversary night posts 8–12 weeks after renewal; expires one year from issue. Room availability and resort fees apply.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 3, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced