How this card earns
- 3 percent cash back:
- Your chosen category
- Gas stations, EV charging, Online shopping, Dining, Travel, Drugstores and Home improvement storesChoose at Bank of America; change it each month.On the first $2,500 spent each quarter.
- 2 percent cash back:
- Groceries
- Grocery stores and supermarkets, meat and seafood stores, candy, nut or confection stores, dairy stores and bakeries.
- Wholesale clubs
- On the first $2,500 spent each quarter.
- 1 percent cash back:
Everything else
Protections and other benefits
2 benefits
- BofA RewardsMembers of the BofA Rewards program earn 10% to 75% more cash back on every purchase, except on the first-year choice category bonus.
- $0 Liability GuaranteeYou are not held responsible for fraudulent transactions made by others on your account.
Keep all your cards in one place.
The cards that do have credits get lined up by the day they end.
- Source
- bankofamerica.com
- Last checked
- October 2, 2026
- Foreign transaction fee
- 3%
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced