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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Yearly

1 credit

Airline Incidental Statement Credit$100 a year

$100 each calendar year for qualifying U.S. airline incidental fees, including baggage, seat upgrades and lounge fees.

Every 4 years

1 credit · after each use

Global Entry or TSA PreCheck Credit$100 every 4 years

$100 every four years toward eligible Global Entry or TSA PreCheck application fees.

$100 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$100 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • YearlyAirline Incidental Statement Credit
    $100 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 2 points per dollar:
    Travel
    Airlines, lodging, rentals, cruises, travel agencies, transit, parking, tolls and attractions. Eligible BofA Rewards tiers add 10% to 75%.
    Transit
    Travel-category operators of passenger trains, buses, taxis, limousines, ferries, parking lots and garages, and tolls and bridge fees.
    Dining
    Restaurants, fast food, bars and taverns, by merchant code. Eligible BofA Rewards tiers add a 10% to 75% rewards bonus.
    Timeshares
    Timeshare purchases.
    Campgrounds
    Campground purchases.
  2. 1.5 points per dollar:

    Everything else

Protections and other benefits

15 benefits
  • Trip Delay ReimbursementReimburses up to $500 per ticket for eligible expenses after a covered delay longer than 12 hours.
  • Trip Cancellation and InterruptionReimburses up to $2,500 of eligible nonrefundable passenger fares after a covered cancellation or interruption.
  • Baggage DelayReimburses covered essentials up to $100 daily for five days after baggage delays longer than six hours.
  • Lost Luggage ReimbursementCovers eligible luggage and contents lost or stolen through a common carrier.
  • Travel and Emergency AssistanceCoordinates medical, legal and travel assistance. The cardholder pays for goods and services.
  • Emergency Evacuation and TransportationCovers eligible evacuation and transportation after a covered illness or injury during a trip.
  • Purchase SecurityCovers eligible purchases stolen or damaged within 90 days, up to $10,000 per claim.
  • Warranty Manager ServiceExtends eligible manufacturer warranties by up to one additional year.
  • Return ProtectionReimburses eligible refused returns within 90 days, up to $250 per item and $1,000 annually.
  • Auto Rental Collision Damage WaiverProvides secondary coverage for eligible rental collision or theft when rental agency coverage is declined.
  • Roadside Dispatch ProgramProvides on-demand referrals for roadside assistance, towing and locksmith services.
  • Visa Signature ConciergeProvides concierge help with travel, restaurant recommendations and event reservations.
  • Visa Signature Luxury Hotel CollectionOffers eligible hotel benefits when booking through the Visa Signature Luxury Hotel Collection.
  • Zero Liability GuaranteeCovers qualifying fraudulent transactions by others, subject to claim verification and account information safeguards.
  • Balance Connect Overdraft ProtectionOptional overdraft protection when an eligible checking account is linked to the card. No transfer fees; other fees may apply.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 8, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced