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Awards

Awards follow the card’s qualification and issuance terms. Each certificate can be used once.

Every card anniversary

1 award

Annual Spend Bonus Points20,000 or 40,000 points a year

20,000 points after $50,000 of card-year spend; 40,000 points after $100,000. Highest qualifying tier replaces lower tiers.

20,000 bonus Atmos Rewards Points with $50,000-$99,999 spent in Net Purchases within each cardmembership year.

Does not expire.

How this card earns

  1. 3 points per dollar:
    Hawaiian AirlinesBook direct
    Alaska AirlinesBook direct
  2. 2 points per dollar:
    Gas stations
    Dining
    Office supply stores
  3. 1 points per dollar:

    Everything else

Protections and other benefits

2 benefits
  • One-Time Companion DiscountReceive a one-time 50% companion discount on an eligible round-trip main cabin fare, subject to the booking terms.
  • Employee CardsEmployee cards support shared earning and a consolidated expense statement.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 4, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced