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How this card earns

  1. 5 percent cash back:
    HotelsCapital One Travel
    Rental carsCapital One Travel
    Vacation rentalsCapital One Travel
    ActivitiesCapital One Travel
    Booked through Capital One Travel.
    Capital One Entertainment
    Platform tickets paid with this card. Consumer/non-commercial use only; account must be in good standing; cancellations reverse rewards.
  2. 1.5 percent cash back:

    Everything else

Protections and other benefits

7 benefits
  • Travel Accident InsuranceEligible travel fares paid with the card may receive accident insurance. Coverage depends on the card’s Guide to Benefits.
  • Extended Warranty ProtectionEligible purchases made with a qualifying card can receive additional manufacturer warranty coverage.
  • Complimentary Concierge ServiceGet help with dining, entertainment and travel arrangements 24 hours a day, subject to the card’s benefit terms.
  • Purchase ProtectionEligible purchases damaged or stolen within 90 days may receive up to $1,000 per loss and $25,000 per year.
  • Price ProtectionEligible items advertised for less within 120 days may qualify for reimbursement of the price difference.
  • Hertz Five Star StatusEnroll for complimentary Hertz Five Star status, with counter skipping at select locations and a wider vehicle selection.
  • 24-Hour Travel AssistanceRequest an emergency replacement card and cash advance if the card is lost or stolen; credit availability and terms apply.

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Last checked
October 7, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced