How this card earns
- 2 percent cash back:
- Gas stations
- Dining
- Transit
- Rideshare
- 1 percent cash back:
Everything else
Amazon, Audible and Whole Foods Market
Earn 5% cash back with an eligible Prime membership, or 3% without one. Each dollar earns 5 or 3 points respectively. Applies to eligible Amazon.com, Audible and Whole Foods Market purchases.
Chase Travel
Earn 5% cash back with an eligible Prime membership, or 3% without one. Each dollar earns 5 or 3 points respectively. Book through Chase Travel; direct travel-supplier purchases do not qualify for this rate.
Protections and other benefits
9 benefits
- Extended Warranty ProtectionAdds one year to eligible U.S. manufacturer warranties of three years or less.
- Purchase ProtectionEligible purchases have theft and damage coverage, subject to claim limits.
- Baggage Delay InsuranceReimburses essential purchases when covered baggage is delayed more than six hours.
- Zero Liability ProtectionProtects against unauthorized card purchases, subject to exclusions.
- Roadside AssistanceDispatches roadside help. Service fees are charged to the card.
- Travel Accident InsuranceProvides accidental death or dismemberment coverage on qualifying common-carrier travel.
- Lost Luggage ReimbursementCovers qualifying checked or carry-on luggage that is lost, damaged or stolen.
- Auto Rental CoverageCovers eligible rental theft or collision; U.S. coverage is secondary.
- Travel and Emergency AssistanceOffers legal, medical and other referrals; the cardholder pays service costs.
Keep all your cards in one place.
The cards that do have credits get lined up by the day they end.
- Source
- chase.com
- Last checked
- October 4, 2026
- Foreign transaction fee
- None
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced