Skip to content
kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

2 credits

DoorDash Credit$10 a month

Non-restaurant orders: $10 monthly for first DashPass activation Sep 2026–Dec 2027; quarterly for Feb 2025–Aug 2026. One per person per period.

Terms end on January 1, 2028.

Instacart Credit$10 a month

Active Chase Instacart+ members get $10 monthly on one $10+ order from one retailer. One offer per household; unused credit expires each month.

Terms end on January 1, 2028.

Twice a year

1 credit · expiry depends on deposit date

United TravelBank Cash$25 each half

Register once per IHG account. $25 deposits near Jan 5 and Jul 5 expire Jul 15 that year and Jan 15 next year, respectively.

Every 4 years

1 credit · after each use

Global Entry, TSA PreCheck or NEXUS Credit$120 every 4 years

Pay the eligible application fee with the card for reimbursement.

$290 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$20 ends every month.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyDoorDash Credit, Instacart Credit
    $20 every month

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 10 points per dollar:
    IHG Hotels & Resorts
    Qualifying purchases at hotels participating in IHG One Rewards.
  2. 5 points per dollar:
    Dining
    Sit-down and eat-in restaurants, including fast food and fine dining.
    Gas stations
    Automotive gasoline paid at the pump or inside a gas station.
    Groceries
    Limited-time boost

    TravelThrough Dec 31, 2026.

    TimesharesTimeshare purchases that post to the account through December 31, 2026.

    Private campgroundsPrivate campground purchases that post to the account through December 31, 2026; public campgrounds are excluded.Through Dec 31, 2026.

  3. 3 points per dollar:

    Everything else

Protections and other benefits

24 benefits
  • IHG Gold Elite StatusNew applicants: Automatic Gold Elite status while the card and IHG account remain eligible.
  • 4th Reward Night FreeEvery fourth night costs no points on eligible consecutive reward stays at the same hotel.
  • Points Purchase DiscountNew applicants: Save 30% on points purchases paid with the card; cannot combine with another points offer.
  • DashPassActivate by December 31, 2027 for 12 months of DashPass; the membership then renews at the paid rate.
  • Instacart+Activate by December 31, 2027 for three months of Instacart+; the membership then renews at the paid rate.
  • Annual Spend Bonus PointsNew applicants: 15000 bonus points after $15,000 in purchases each calendar year.
  • Earn IHG One Rewards Diamond Elite StatusNew applicants: Earn Diamond Elite status after you spend $40,000 on purchases each calendar year.
  • Earn IHG One Rewards Platinum Elite StatusNew applicants: Earn Platinum Elite status after you spend  $15,000 on purchases each calendar year.
  • Elite Night CreditsNew applicants: 15 elite night credits on opening and each calendar year; one eligible IHG card per rewards account.
  • Elite Night Credits on SpendNew applicants: Earn two elite night credits for every $5,000 in eligible purchases.
  • Auto Rental CoverageEligible rental collision and theft coverage; terms and exclusions apply.
  • Baggage Delay InsuranceEligible essential purchases when checked baggage is delayed; policy limits apply.
  • Extended Warranty ProtectionExtends eligible U.S. manufacturer warranties; terms and exclusions apply.
  • Lost Luggage ReimbursementEligible lost or damaged baggage reimbursement; policy limits apply.
  • Purchase ProtectionEligible new purchases have damage and theft coverage; policy limits apply.
  • Roadside AssistanceAccess roadside assistance; the cardholder pays applicable service charges.
  • Travel Accident InsuranceEligible common-carrier accidental death and dismemberment coverage; policy limits apply.
  • Travel and Emergency AssistanceAccess legal and medical referrals; the cardholder pays goods and service costs.
  • Trip Cancellation and Interruption InsuranceEligible prepaid travel costs may be reimbursed for covered cancellation or interruption.
  • Fraud ProtectionChase monitors purchases and alerts cardmembers about unusual account activity.
  • Annual Spend Elite Night CreditsNew applicants: Earn five extra elite night credits after $15,000 in purchases each calendar year.
  • New-Applicant Anniversary Free NightNew applicants: one anniversary free night up to 50,000 points; top-up allowed. Stay within 12 months of issue. Existing terms follow individual notices.
  • New-Applicant IHG Food & Beverage RewardsNew applicants: one $25 voucher each quarter for IHG dining on the room bill; redemption forfeits any remainder. Existing terms follow individual notices.
  • New-Applicant Airline CreditNew applicants: $100 yearly airline credit after a $250 direct flight purchase through 2027. Existing terms need notice.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 3, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced