Skip to content
kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

2 credits

DoorDash Credit$10 a month

Non-restaurant orders: $10 monthly for first DashPass activation Sep 2026–Dec 2027; quarterly for Feb 2025–Aug 2026. One per person per period.

Terms end on January 1, 2028.

Instacart Credit$10 a month

Active Chase Instacart+ members get $10 monthly on one $10+ order from one retailer. One offer per household; unused credit expires each month.

Terms end on January 1, 2028.

Quarterly

1 credit

IHG Food & Beverage Rewards1 voucher a quarter

One voucher up to $75 each quarter for eligible IHG dining on the room bill. One use forfeits any remainder; unused vouchers expire at quarter end.

Twice a year

1 credit · expiry depends on deposit date

United TravelBank Cash$25 each half

Register once per IHG account. $25 deposits near Jan 5 and Jul 5 expire Jul 15 that year and Jan 15 next year, respectively.

Yearly

1 credit

Airline Credit$200 a year

Pay at least $250 for a flight directly with an airline to receive the statement credit.

Terms end on January 1, 2028.

Every 4 years

1 credit · after each use

Global Entry, TSA PreCheck or NEXUS Credit$120 every 4 years

Pay the eligible application fee with the card for reimbursement.

Every card anniversary

1 award

Anniversary Free Night1 certificate a year

Anniversary Free Night will be available for redemption on your account anniversary date each year.

Expires 12 months after it is issued.

Earned through spending

1 award

Free Night After Annual Spend1 night a year

Earn one 60,000-point free night after $40,000 in calendar-year purchases; top-up allowed. Complete the stay within 12 months.

After spending $40,000 with your IHG One Rewards Premier Select Credit Card in purchases each calendar year, you, as the primary cardmember, will qualify for 1 Free Night

Expires 12 months after it is issued.

$490 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$20 ends every month. $200 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyDoorDash Credit, Instacart Credit
    $20 every month
  • YearlyAirline Credit
    $200 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 12 points per dollar:
    IHG Hotels & Resorts
    Qualifying purchases at hotels participating in IHG One Rewards.
  2. 6 points per dollar:
    Travel
    Transit
    Travel-category operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.
    Dining
    Sit-down and eat-in restaurants, including fast food and fine dining.
    Timeshares
    Timeshare purchases.
    Private campgrounds
    Campgrounds other than public campgrounds.
  3. 3 points per dollar:

    Everything else

Protections and other benefits

21 benefits
  • IHG Platinum Elite StatusAutomatic Platinum Elite status while the card and IHG account remain eligible.
  • 4th Reward Night FreeEvery fourth night costs no points on eligible consecutive reward stays at the same hotel.
  • Points Purchase DiscountSave 30% on points purchases paid with the card; cannot combine with another points offer.
  • DashPassActivate by December 31, 2027 for 12 months of DashPass; the membership then renews at the paid rate.
  • Instacart+Activate by December 31, 2027 for three months of Instacart+; the membership then renews at the paid rate.
  • Annual Spend Bonus Points20000 bonus points after $15,000 in purchases each calendar year.
  • Earn IHG One Rewards Diamond Elite StatusEarn Diamond Elite status after you spend $25,000 on purchases each calendar year.
  • Elite Night Credits20 elite night credits on opening and each calendar year; one eligible IHG card per rewards account.
  • Elite Night Credits on SpendEarn two elite night credits for every $5,000 in eligible purchases.
  • Auto Rental CoverageEligible rental collision and theft coverage; terms and exclusions apply.
  • Baggage Delay InsuranceEligible essential purchases when checked baggage is delayed; policy limits apply.
  • Extended Warranty ProtectionExtends eligible U.S. manufacturer warranties; terms and exclusions apply.
  • Lost Luggage ReimbursementEligible lost or damaged baggage reimbursement; policy limits apply.
  • Purchase ProtectionEligible new purchases have damage and theft coverage; policy limits apply.
  • Roadside AssistanceAccess roadside assistance; the cardholder pays applicable service charges.
  • Travel Accident InsuranceEligible common-carrier accidental death and dismemberment coverage; policy limits apply.
  • Travel and Emergency AssistanceAccess legal and medical referrals; the cardholder pays goods and service costs.
  • Trip Cancellation and Interruption InsuranceEligible prepaid travel costs may be reimbursed for covered cancellation or interruption.
  • Fraud ProtectionChase monitors purchases and alerts cardmembers about unusual account activity.
  • Annual Spend Elite Night CreditsEarn five extra elite night credits after $15,000 in purchases each calendar year.
  • Anniversary Free Night RedemptionOne annual free night capped at 60,000 points; add points for higher redemptions. Complete the stay within 12 months.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 3, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced