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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

2 credits

DoorDash Credit$10 a month

Non-restaurant orders: $10 monthly for first DashPass activation Sep 2026–Dec 2027; quarterly for Feb 2025–Aug 2026. One per person per period.

Terms end on January 1, 2028.

Instacart Credit$10 a month

Active Chase Instacart+ members get $10 monthly on one $10+ order from one retailer. One offer per household; unused credit expires each month.

Terms end on January 1, 2028.

$240 a year, before anything is used.

The most these credits are worth.

$20 ends every month.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyDoorDash Credit, Instacart Credit
    $20 every month

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 5 points per dollar:
    IHG Hotels & Resorts
    Qualifying purchases at hotels participating in IHG One Rewards.
  2. 3 points per dollar:
    Dining
    Sit-down and eat-in restaurants, including fast food and fine dining.
    Gas stations
    Automotive gasoline paid at the pump or inside a gas station.
    Groceries
    Limited-time boost

    UtilitiesHousehold electric, fuel, water and sanitation services.

    Internet and cable servicesInternet, cable and satellite television or radio services; equipment does not qualify.

    Telephone servicesCellular, wireless data and landline services; equipment does not qualify.

    Streaming servicesThrough Dec 31, 2026.

  3. 2 points per dollar:

    Everything else

Protections and other benefits

17 benefits
  • IHG Silver Elite StatusAutomatic Silver Elite status while the card and IHG account remain eligible.
  • 4th Reward Night FreeEvery fourth night costs no points on eligible consecutive reward stays at the same hotel.
  • Points Purchase DiscountNew applicants: Save 30% on points purchases paid with the card; cannot combine with another points offer.
  • DashPassActivate by December 31, 2027 for 12 months of DashPass; the membership then renews at the paid rate.
  • Instacart+Activate by December 31, 2027 for three months of Instacart+; the membership then renews at the paid rate.
  • Annual Spend Bonus PointsNew applicants: 10000 bonus points after $15,000 in purchases each calendar year.
  • Elite Night CreditsNew applicants: 5 elite night credits on opening and each calendar year; one eligible IHG card per rewards account.
  • Auto Rental CoverageEligible rental collision and theft coverage; terms and exclusions apply.
  • Baggage Delay InsuranceEligible essential purchases when checked baggage is delayed; policy limits apply.
  • Extended Warranty ProtectionExtends eligible U.S. manufacturer warranties; terms and exclusions apply.
  • Lost Luggage ReimbursementEligible lost or damaged baggage reimbursement; policy limits apply.
  • Purchase ProtectionEligible new purchases have damage and theft coverage; policy limits apply.
  • Roadside AssistanceAccess roadside assistance; the cardholder pays applicable service charges.
  • Travel Accident InsuranceEligible common-carrier accidental death and dismemberment coverage; policy limits apply.
  • Travel and Emergency AssistanceAccess legal and medical referrals; the cardholder pays goods and service costs.
  • Trip Cancellation and Interruption InsuranceEligible prepaid travel costs may be reimbursed for covered cancellation or interruption.
  • Fraud ProtectionChase monitors purchases and alerts cardmembers about unusual account activity.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 3, 2026
Foreign transaction fee
None
Formerly
IHG One Rewards Traveler Credit Card, IHG Rewards Club Traveler Credit Card

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced