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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

1 credit

Instacart Credit$20 a month

$20 each calendar month with active Instacart+ after activating the Chase offer. Pay with the enrolled card; one offer per household.

Terms end on January 1, 2028.

$240 a year, before anything is used.

The most these credits are worth.

$20 ends every month.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyInstacart Credit
    $20 every month

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 5 percent cash back:
    Office supply stores
    Internet and cable services
    Telephone services
    Office supply stores, Internet and cable services and Telephone services. On the first $25,000 spent each year.
    Limited-time boost

    LyftEligible Lyft rides, bikes, scooters and memberships in the Lyft app.Through Sep 30, 2027.

  2. 2 percent cash back:
    Gas stations
    Dining
    On the first $25,000 spent each year.
  3. 1 percent cash back:

    Everything else

Protections and other benefits

9 benefits
  • Instacart+Three months of Instacart+ after activation by Dec 31, 2027. Renews at $99/year or the current price unless canceled.
  • Auto Rental CoveragePrimary coverage for eligible business rentals, up to $60,000 for theft or collision. Decline the rental company insurance.
  • Roadside AssistanceDispatches roadside help. The cardholder pays service fees.
  • Purchase ProtectionCovers eligible purchases for 120 days, or 90 days in New York, against theft or damage, up to $10,000 per item.
  • Extended Warranty ProtectionAdds one year to eligible U.S. warranties of three years or less, up to four years from purchase.
  • Travel and Emergency AssistanceProvides legal and medical referrals. The cardholder pays service costs.
  • Baggage Delay InsuranceReimburses essential items after a baggage delay over six hours, up to $100 daily for five days.
  • Lost Luggage ReimbursementCovers eligible lost, stolen or damaged luggage, up to $3,000 per traveler.
  • Travel Accident InsuranceCovers eligible travel accidents, with common-carrier coverage up to $500,000.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 7, 2026
Foreign transaction fee
3%

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced