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kardfolio

Awards

Awards follow the card’s qualification and issuance terms. Each certificate can be used once.

Earned through spending

1 award

Spend-Earned Free Night Award1 night a year

Earn one free night after $25,000 in eligible calendar-year spend; up to 20,000 points; expires 12 months after issue.

Earn your Free Night Award after $25,000 in spend each calendar year, valid for a one-night stay in a standard guest room with a redemption level up to 20,000 points at

Expires 12 months after it is issued.

How this card earns

  1. 3 points per dollar:
    Marriott Bonvoy
    Marriott-branded hotels that participate in Marriott Bonvoy.
  2. 1 points per dollar:

    Everything else

Protections and other benefits

14 benefits
  • Auto Rental CoverageCovers eligible rental-car theft and collision; U.S. coverage is secondary to personal insurance.
  • Baggage Delay InsuranceCovers essential purchases when baggage is delayed over six hours, up to $100 daily for five days.
  • Roadside AssistanceDispatches roadside help; the cardholder pays the service fees.
  • Travel Accident InsuranceProvides accidental death or dismemberment coverage for eligible carrier travel paid with the card.
  • Lost Luggage ReimbursementReimburses eligible lost, stolen or damaged checked or carry-on baggage, subject to policy limits.
  • Travel and Emergency AssistanceProvides legal, medical and travel referrals; the cardholder pays for goods and services.
  • Trip Delay ReimbursementCovers eligible expenses after a carrier delay over 12 hours or an overnight stay, up to $500 per traveler.
  • Extended Warranty ProtectionAdds one year to eligible U.S. manufacturer warranties of three years or less, up to four years total.
  • Purchase ProtectionProtects eligible new purchases against damage or theft, subject to policy limits and New York restrictions.
  • Visa Signature Concierge ServiceProvides round-the-clock assistance with reservations and special occasions.
  • Zero Liability ProtectionProtects against unauthorized card charges reported to Chase.
  • Elite Night Credits15 annual Elite Night Credits. Per Marriott account, only the highest consumer-card grant and highest business-card grant apply; one of each can combine.
  • Earn Elite Night CreditsEarn one Elite Night Credit for each $3,000 in eligible purchases, with no cap.
  • Complimentary Wi-FiReceive premium internet access at participating Marriott Bonvoy hotels.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 3, 2026
Foreign transaction fee
Not published
New applications
Closed (marriott.com)

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced