How this card earns
- 3 points per dollar:
- Marriott Bonvoy
- Marriott-branded hotels that participate in Marriott Bonvoy.
- 2 points per dollar:
- Groceries
- Supermarkets, full-service grocery stores with deli and bakery, and smaller grocery stores.
- Internet and cable services
- Telephone services
- Streaming services
- Subscriptions and purchases with the issuer’s listed streaming providers; qualifying providers can change.
- Rideshare
- Purchases coded in the taxicabs and limousines rewards category.
- Food delivery
- Direct website/app purchases from DoorDash, Caviar, Uber Eats, Postmates, Grubhub, Seamless and Delivery.com.
- 1 points per dollar:
Everything else
Protections and other benefits
14 benefits
- Auto Rental CoverageCovers eligible rental-car theft and collision; U.S. coverage is secondary to personal insurance.
- Baggage Delay InsuranceCovers essential purchases when baggage is delayed over six hours, up to $100 daily for five days.
- Roadside AssistanceDispatches roadside help; the cardholder pays the service fees.
- Travel Accident InsuranceProvides accidental death or dismemberment coverage for eligible carrier travel paid with the card.
- Lost Luggage ReimbursementReimburses eligible lost, stolen or damaged checked or carry-on baggage, subject to policy limits.
- Travel and Emergency AssistanceProvides legal, medical and travel referrals; the cardholder pays for goods and services.
- Trip Delay ReimbursementCovers eligible expenses after a carrier delay over 12 hours or an overnight stay, up to $500 per traveler.
- Extended Warranty ProtectionAdds one year to eligible U.S. manufacturer warranties of three years or less, up to four years total.
- Purchase ProtectionProtects eligible new purchases against damage or theft, subject to policy limits and New York restrictions.
- Visa Signature Concierge ServiceProvides round-the-clock assistance with reservations and special occasions.
- Zero Liability ProtectionProtects against unauthorized card charges reported to Chase.
- Automatic Silver Elite StatusReceive automatic Marriott Bonvoy Silver Elite status while eligible.
- Elite Night Credits5 annual Elite Night Credits. Per Marriott account, only the highest consumer-card grant and highest business-card grant apply; one of each can combine.
- Travel Now, Pay LaterEligible cardholders can split qualifying Marriott or direct-airline purchases from $100 to $5,000 into payments without interest or plan fees.
Keep all your cards in one place.
The cards that do have credits get lined up by the day they end.
- Source
- chase.com
- Last checked
- October 3, 2026
- Foreign transaction fee
- None
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced