Awards
Awards follow the card’s qualification and issuance terms. Each certificate can be used once.
Every card anniversary
1 award
Anniversary Free Night Award1 free night a year
Each Anniversary Free Night Award issued will have an expiration of 12 months.
Expires 12 months after it is issued.
1 free night, every card anniversary.
The dates depend on when you opened the card, so this page cannot draw your year. Each free night is good for 12 months.
- Each card yearAnniversary Free Night Award1 free night a year
Months count from your card anniversary, not the calendar year.
How this card earns
- 6 points per dollar:
- Marriott Bonvoy
- Marriott-branded hotels that participate in Marriott Bonvoy.
- 3 points per dollar:
- Gas stations
- Gas stations selling automotive gasoline at the pump or inside the station.
- Groceries
- Supermarkets, full-service grocery stores with deli and bakery, and smaller grocery stores.
- Dining
- Sit-down and eat-in restaurants, from fast food to fine dining; eligible takeout and delivery count.On the first $6,000 spent per billing year ending with December’s statement.
- 2 points per dollar:
Everything else
Protections and other benefits
21 benefits
- Auto Rental CoverageCovers eligible rental-car theft and collision; U.S. coverage is secondary to personal insurance.
- Baggage Delay InsuranceCovers essential purchases when baggage is delayed over six hours, up to $100 daily for five days.
- Roadside AssistanceDispatches roadside help; the cardholder pays the service fees.
- Travel Accident InsuranceProvides accidental death or dismemberment coverage for eligible carrier travel paid with the card.
- Lost Luggage ReimbursementReimburses eligible lost, stolen or damaged checked or carry-on baggage, subject to policy limits.
- Travel and Emergency AssistanceProvides legal, medical and travel referrals; the cardholder pays for goods and services.
- Trip Delay ReimbursementCovers eligible expenses after a carrier delay over 12 hours or an overnight stay, up to $500 per traveler.
- Extended Warranty ProtectionAdds one year to eligible U.S. manufacturer warranties of three years or less, up to four years total.
- Purchase ProtectionProtects eligible new purchases against damage or theft, subject to policy limits and New York restrictions.
- Visa Signature Concierge ServiceProvides round-the-clock assistance with reservations and special occasions.
- Zero Liability ProtectionProtects against unauthorized card charges reported to Chase.
- Access to Marriott Bonvoy Chase Credit Card EventsAccess to curated dining, music, resort and sporting-event experiences.
- Automatic Silver Elite StatusReceive automatic Marriott Bonvoy Silver Elite status while eligible.
- Elite Night Credits15 annual Elite Night Credits. Per Marriott account, only the highest consumer-card grant and highest business-card grant apply; one of each can combine.
- Earn Elite Night CreditsEarn one Elite Night Credit for each $5,000 in eligible purchases, with no cap.
- Earn Gold Elite StatusEarn Gold Elite status after $35,000 in eligible purchases during a calendar year.
- Complimentary Wi-FiReceive premium internet access at participating Marriott Bonvoy hotels.
- Airline Credits for Existing CardmembersAccounts held by Jan 7, 2026: activate; earn $50 after $250 direct-airline spend in each half of 2026; $100 maximum.
- Airline Credits for New CardmembersApplicants Jun 4–Dec 31, 2026: $50 after $250 direct-airline spend Jun 4–Dec 31, 2026, then $50 after $250 Jan 1–Jun 30, 2027; activate card.
- Billing-Year Bonus Category LimitEarn 3X on the first $6,000 combined grocery, gas and dining spend per billing year: 12 cycles ending with December’s statement.
- Anniversary Night Delivery and Redemption35,000-point anniversary night posts within 8 weeks after anniversary; expires 12 months after issue. Room availability and resort fees apply.
Track it only when it belongs to you.
kardfolio starts from cards you choose. What you have used this month stays in your account.
- Source
- chase.com
- Last checked
- October 3, 2026
- Foreign transaction fee
- None
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced