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Awards

Awards follow the card’s qualification and issuance terms. Each certificate can be used once.

Earned through spending

1 award

Spend-Earned Free Night Award1 night a year

Earn one free night after $15,000 in eligible calendar-year spend; up to 50,000 points; expires 12 months after issue.

Earn your Free Night Award after $15,000 in spend each calendar year, valid for a one-night stay in a standard guest room with a redemption level up to 50,000 points at

Expires 12 months after it is issued.

How this card earns

  1. 6 points per dollar:
    Marriott Bonvoy
    Marriott-branded hotels that participate in Marriott Bonvoy.
  2. 4 points per dollar:
    Groceries
    Supermarkets, full-service grocery stores with deli and bakery, and smaller grocery stores.
    Dining
    Sit-down and eat-in restaurants, from fast food to fine dining; eligible takeout and delivery count.On the first $15,000 spent per billing year ending with December’s statement.
  3. 2 points per dollar:

    Everything else

Protections and other benefits

17 benefits
  • Auto Rental CoverageCovers eligible rental-car theft and collision; U.S. coverage is secondary to personal insurance.
  • Baggage Delay InsuranceCovers essential purchases when baggage is delayed over six hours, up to $100 daily for five days.
  • Roadside AssistanceDispatches roadside help; the cardholder pays the service fees.
  • Travel Accident InsuranceProvides accidental death or dismemberment coverage for eligible carrier travel paid with the card.
  • Lost Luggage ReimbursementReimburses eligible lost, stolen or damaged checked or carry-on baggage, subject to policy limits.
  • Travel and Emergency AssistanceProvides legal, medical and travel referrals; the cardholder pays for goods and services.
  • Trip Delay ReimbursementCovers eligible expenses after a carrier delay over 12 hours or an overnight stay, up to $500 per traveler.
  • Extended Warranty ProtectionAdds one year to eligible U.S. manufacturer warranties of three years or less, up to four years total.
  • Purchase ProtectionProtects eligible new purchases against damage or theft, subject to policy limits and New York restrictions.
  • Visa Signature Concierge ServiceProvides round-the-clock assistance with reservations and special occasions.
  • Zero Liability ProtectionProtects against unauthorized card charges reported to Chase.
  • Access to Marriott Bonvoy Chase Credit Card EventsAccess to curated dining, music, resort and sporting-event experiences.
  • Automatic Gold Elite StatusReceive automatic Marriott Bonvoy Gold Elite status while eligible.
  • Elite Night Credits15 annual Elite Night Credits. Per Marriott account, only the highest consumer-card grant and highest business-card grant apply; one of each can combine.
  • Complimentary Wi-FiReceive premium internet access at participating Marriott Bonvoy hotels.
  • Bonus Points Per StayEarn 1,000 bonus points per stay with a paid night, booked directly with Marriott at a qualifying rate and paid with your Bountiful card.
  • Billing-Year Bonus Category LimitEarn 4X on the first $15,000 combined grocery and dining spend per billing year: 12 cycles ending with December’s statement.

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Source
chase.com
Last checked
October 3, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced