Skip to content
kardfolio

Awards

Awards follow the card’s qualification and issuance terms. Each certificate can be used once.

Every card anniversary

1 award

Anniversary Free Night Award1 free night a year

Each Anniversary Free Night Award issued will have an expiration of 12 months.

Expires 12 months after it is issued.

1 free night, every card anniversary.

The dates depend on when you opened the card, so this page cannot draw your year. Each free night is good for 12 months.

  • Each card yearAnniversary Free Night Award
    1 free night a year

Months count from your card anniversary, not the calendar year.

How this card earns

  1. 5 points per dollar:
    Marriott Bonvoy
    Marriott-branded hotels that participate in Marriott Bonvoy.
  2. 2 points per dollar:
    Dining
    Sit-down and eat-in restaurants, from fast food to fine dining; eligible takeout and delivery count.
    Flights
    Airline tickets bought directly from airlines; third-party bookings and non-ticket airline purchases do not qualify.
    Rental cars
    Vehicles rented directly from rental agencies for driver and passenger transportation; excludes RV and hauling rentals.
  3. 1 points per dollar:

    Everything else

Protections and other benefits

16 benefits
  • Auto Rental CoverageCovers eligible rental-car theft and collision; U.S. coverage is secondary to personal insurance.
  • Baggage Delay InsuranceCovers essential purchases when baggage is delayed over six hours, up to $100 daily for five days.
  • Roadside AssistanceDispatches roadside help; the cardholder pays the service fees.
  • Travel Accident InsuranceProvides accidental death or dismemberment coverage for eligible carrier travel paid with the card.
  • Lost Luggage ReimbursementReimburses eligible lost, stolen or damaged checked or carry-on baggage, subject to policy limits.
  • Travel and Emergency AssistanceProvides legal, medical and travel referrals; the cardholder pays for goods and services.
  • Trip Delay ReimbursementCovers eligible expenses after a carrier delay over 12 hours or an overnight stay, up to $500 per traveler.
  • Extended Warranty ProtectionAdds one year to eligible U.S. manufacturer warranties of three years or less, up to four years total.
  • Purchase ProtectionProtects eligible new purchases against damage or theft, subject to policy limits and New York restrictions.
  • Visa Signature Concierge ServiceProvides round-the-clock assistance with reservations and special occasions.
  • Zero Liability ProtectionProtects against unauthorized card charges reported to Chase.
  • Access to Marriott Bonvoy Chase Credit Card EventsAccess to curated dining, music, resort and sporting-event experiences.
  • Elite Night Credits15 annual Elite Night Credits. Per Marriott account, only the highest consumer-card grant and highest business-card grant apply; one of each can combine.
  • Earn Elite Night CreditsEarn one Elite Night Credit for each $3,000 in eligible purchases, with no cap.
  • Complimentary Wi-FiReceive premium internet access at participating Marriott Bonvoy hotels.
  • Anniversary Night Delivery and Redemption25,000-point anniversary night posts within 8 weeks after anniversary; expires 12 months after issue. Room availability and resort fees apply.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 3, 2026
Foreign transaction fee
None
New applications
Closed (marriott.com)

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced