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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Yearly

1 credit

Annual Travel Credit$300 a year

Up to $300 per calendar year for airline incidentals, such as baggage fees. Call Chase within 4 billing cycles to claim; airline tickets do not qualify.

Whether it needs enrolling is not published.

Yearly

1 credit · by card year

The Ritz-Carlton Club Level Upgrade3 upgrades a year

Use up to three upgrade certificates on qualifying paid stays of up to seven nights; call reservations and use eligible rates.

Every 4 years

1 credit · after each use

Global Entry Application Fee Credit$120 every 4 years

Receive one Global Entry application fee credit every four years.

Every card anniversary

1 award

Anniversary Free Night Award1 free night a year

Each Anniversary Free Night Award issued will have an expiration of 12 months.

Expires 12 months after it is issued.

$300 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$300 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • YearlyAnnual Travel Credit
    $300 once a year

2026 amounts from the kardfolio catalog, before anything is used. Not drawn, since it resets by card year: The Ritz-Carlton Club Level Upgrade.

How this card earns

  1. 6 points per dollar:
    Marriott Bonvoy
    Marriott-branded hotels that participate in Marriott Bonvoy.
  2. 3 points per dollar:
    Dining
    Sit-down and eat-in restaurants, from fast food to fine dining; eligible takeout and delivery count.
    Rental cars
    Vehicles rented directly from rental agencies for driver and passenger transportation; excludes RV and hauling rentals.
    Flights
    Airline tickets bought directly from airlines; third-party bookings and non-ticket airline purchases do not qualify.
  3. 2 points per dollar:

    Everything else

Protections and other benefits

23 benefits
  • Auto Rental CoverageProvides primary rental-car theft and collision coverage up to $75,000 when rental conditions are met.
  • Baggage Delay InsuranceCovers essential purchases when baggage is delayed over six hours, up to $100 daily for five days.
  • Roadside AssistanceCovers eligible roadside assistance up to $50 per incident, up to four times a year.
  • Travel Accident InsuranceProvides up to $1,000,000 in accidental death or dismemberment coverage for eligible carrier travel paid with the card.
  • Lost Luggage ReimbursementReimburses eligible lost, stolen or damaged checked or carry-on baggage, subject to policy limits.
  • Travel and Emergency AssistanceProvides legal, medical and travel referrals; the cardholder pays for goods and services.
  • Trip Delay ReimbursementCovers eligible expenses after a carrier delay over six hours or an overnight stay, up to $500 per traveler.
  • Extended Warranty ProtectionAdds one year to eligible U.S. manufacturer warranties of three years or less, up to four years total.
  • Purchase ProtectionProtects eligible new purchases against damage or theft, subject to policy limits and New York restrictions.
  • Zero Liability ProtectionProtects against unauthorized card charges reported to Chase.
  • Access to Marriott Bonvoy Chase Credit Card EventsAccess to curated dining, music, resort and sporting-event experiences.
  • Automatic Gold Elite StatusReceive automatic Marriott Bonvoy Gold Elite status while eligible.
  • Elite Night Credits15 annual Elite Night Credits. Per Marriott account, only the highest consumer-card grant and highest business-card grant apply; one of each can combine.
  • Complimentary Wi-FiReceive premium internet access at participating Marriott Bonvoy hotels.
  • Priority Pass Select and Chase Sapphire LoungesAutomatic Priority Pass Select membership and Chase Sapphire Lounge access; up to two guests per visit.
  • Hotel Credit$100 for eligible charges on Ritz-Carlton/St. Regis stays of 2+ nights. Book this offer at member/non-discounted rates and pay with the Ritz card.
  • Car Rental PrivilegesEnroll for eligible Avis, National and Hertz rental privileges, discounts and upgrades.
  • Trip Cancellation and Trip Interruption InsuranceReimburses eligible prepaid travel costs up to $10,000 per traveler and $20,000 per trip for covered cancellations or interruptions.
  • Emergency Evacuation and TransportationCovers eligible emergency medical services and transportation up to $100,000 on trips at least 100 miles from home.
  • Emergency Medical and DentalReimburses eligible medical expenses up to $2,500, with a $50 deductible, on trips at least 100 miles from home.
  • Return ProtectionReimburses eligible items a store refuses within 90 days: up to $500 per item and $1,000 per 12-month period.
  • J.P. Morgan Premier ConciergeAccess the J.P. Morgan Premier Concierge by phone or through its concierge website.
  • Anniversary Night Delivery and Redemption85,000-point anniversary night posts within 8 weeks after anniversary; expires 12 months after issue. Room availability and resort fees apply.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 3, 2026
Foreign transaction fee
None
New applications
Closed (marriott.com)

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced