How this card earns
- 2 points per dollar:
- Dining
- 1 points per dollar:
Everything else
Protections and other benefits
10 benefits
- Auto Rental CoverageCovers eligible rental theft or collision up to $60,000. U.S. coverage is generally secondary; coverage abroad is primary.
- Baggage Delay InsuranceReimburses eligible essentials after a covered baggage delay over six hours, subject to daily and trip limits.
- Extended Warranty ProtectionExtends eligible manufacturer warranties, subject to coverage limits and exclusions.
- Lost Luggage ReimbursementCovers qualifying common-carrier baggage loss or damage, subject to the guide limits.
- Purchase ProtectionCovers eligible new purchases against covered theft or damage, subject to exclusions.
- Roadside AssistanceProvides help arranging qualifying roadside services; charges and coverage limits apply.
- Travel Accident InsuranceCovers qualifying accidental death or dismemberment during eligible travel.
- Travel and Emergency AssistanceProvides emergency travel referrals and coordination. Cardholders pay the referred service charges.
- Trip Cancellation and InterruptionReimburses covered prepaid travel expenses after a qualifying cancellation or interruption.
- Trip Delay ReimbursementReimburses up to $500 per traveler per trip for covered delays over 12 hours or requiring an overnight stay.
Keep all your cards in one place.
The cards that do have credits get lined up by the day they end.
- Last checked
- October 4, 2026
- Foreign transaction fee
- 3%
- New applications
- Closed (thepointsguy.com)
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced