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Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

2 credits

DoorDash Credit$10 a month

$10 on one non-restaurant order: quarterly for DashPass activation Feb 2025–Aug 2026; monthly for first activation Sep 2026–Dec 2027. Membership required.

Instacart Credit$10 a month

$10 monthly after activating the Chase Instacart+ offer. Credits apply to qualifying orders; one offer per household.

Terms end on January 1, 2028.

Every card anniversary

2 awards

Anniversary Bonus Points3,000 points a year

You’ll receive 3,000 bonus points each account anniversary year.

Does not expire.

Anniversary Flight Discount1 flight discount code a year

One 10% base-fare discount code each anniversary. Excludes Basic fares. Delivered within 15 days; valid one year from delivery. Use the issuer expiry date.

promotion code will appear in your Rapid Rewards ® account within 15 days of account anniversary.

Use the issuer-specified expiration date for your issued certificate or code.

$240 a year, before anything is used.

The most these credits are worth.

$20 ends every month.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyDoorDash Credit, Instacart Credit
    $20 every month

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 2 points per dollar:
    Southwest Airlines
    Gas stations
    Automotive gasoline paid at the pump or inside a gas station.
    Groceries
    Full-service supermarkets and smaller grocery stores that qualify under the merchant code.On the first $5,000 spent each year.
    Limited-time boost

    LyftThrough Dec 31, 2027.

  2. 1 points per dollar:

    Everything else

Protections and other benefits

14 benefits
  • First Checked Bag FreeThe cardholder and up to eight passengers on the same reservation each receive their first checked bag free.
  • Group 5 BoardingThe cardholder and up to eight passengers on the same reservation board with Group 5, or earlier when otherwise eligible.
  • Standard Seat SelectionSelect standard seats within 48 hours of departure, when available, for the cardholder and up to eight companions.
  • Companion Pass Qualifying Points BoostReceive a 10,000-point Companion Pass qualification boost each calendar year; the boost is not redeemable points.
  • DashPassActivate by December 31, 2027 for 12 months of DashPass. Enrollment and payment with the card are required.
  • Instacart+Activate by December 31, 2027 for three months of Instacart+. Service fees apply; membership renews unless canceled.
  • Auto Rental CoverageCoverage for eligible rental-car theft and collision damage when the rental is paid with the card and agency coverage is declined.
  • Purchase ProtectionCoverage for eligible new purchases against damage or theft, subject to the benefit guide limits.
  • Extended Warranty ProtectionExtends eligible U.S. manufacturer warranties, subject to the benefit guide limits.
  • Baggage Delay InsuranceReimbursement for eligible essentials when checked baggage is delayed, subject to the benefit guide limits.
  • Lost Luggage ReimbursementReimbursement for eligible lost or damaged baggage, subject to the benefit guide limits.
  • Travel Accident InsuranceCoverage for eligible travel accidents when qualifying transportation is paid with the card.
  • Calendar-Year Spend BonusReceive 2,500 bonus points after $5,000 in calendar-year purchases, plus another 2,500 after $10,000 total.
  • Southwest Inflight PurchasesGet 25% back as a statement credit on Southwest inflight drinks and Wi-Fi paid with the card, including eligible additional cardholders.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 4, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced