Credits by reset window
Open a row for its terms. Each amount is the most the credit is worth in one period.
Monthly
2 credits
DoorDash Credit$10 a month
$10 on one non-restaurant order: quarterly for DashPass activation Feb 2025–Aug 2026; monthly for first activation Sep 2026–Dec 2027. Membership required.
Instacart Credit$10 a month
$10 monthly on one eligible Instacart order of $10 or more with one retailer. Activate Instacart+ and pay with the enrolled card. One offer per household.
Terms end on January 1, 2028.
Every card anniversary
2 awards
Anniversary Bonus Points6,000 points a year
You'll receive 6,000 bonus points each account anniversary year.
Does not expire.
Anniversary Flight Discount1 flight discount code a year
One 15% base-fare discount code each anniversary. Excludes Basic fares. Delivered within 15 days; valid one year from delivery. Use the issuer expiry date.
promotion code will appear in your Rapid Rewards ® account within 15 days of account anniversary.
Use the issuer-specified expiration date for your issued certificate or code.
$240 a year, before anything is used.
The most these credits are worth.
$20 ends every month.
Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.
- MonthlyDoorDash Credit, Instacart Credit$20 every month
2026 amounts from the kardfolio catalog, before anything is used.
How this card earns
- 3 points per dollar:
- Southwest Airlines
- Limited-time boost
LyftEligible Lyft rides, bikes, scooters, subscriptions, memberships and Lyft Cash; excludes gift cards, rentals, service centers and fees.Through Dec 31, 2027.
- 2 points per dollar:
- Gas stations
- Automotive gasoline paid at the pump or inside a gas station.
- Dining
- Sit-down or eat-in restaurants, including fast food and fine dining.On the first $8,000 spent each year.
- 1 points per dollar:
Everything else
Protections and other benefits
10 benefits
- First Checked Bag FreeThe cardholder and up to eight passengers on the same reservation each receive their first checked bag free.
- Group 5 BoardingThe cardholder and up to eight passengers on the same reservation board with Group 5, or earlier when otherwise eligible.
- Preferred Seat SelectionSelect preferred seats within 48 hours of departure, when available, for the cardholder and up to eight companions.
- Companion Pass Qualifying Points BoostReceive a 10,000-point Companion Pass qualification boost each calendar year; the boost is not redeemable points.
- Tier Qualifying PointsEarn 2,000 tier qualifying points per $5,000 spent in each December-statement year toward A-List or A-List Preferred.
- Purchase ProtectionCoverage for eligible new purchases against damage or theft, subject to the benefit guide limits.
- Extended Warranty ProtectionExtends eligible U.S. manufacturer warranties, subject to the benefit guide limits.
- Baggage Delay InsuranceReimbursement for eligible essentials when checked baggage is delayed, subject to the benefit guide limits.
- Lost Luggage ReimbursementReimbursement for eligible lost or damaged baggage, subject to the benefit guide limits.
- Southwest Inflight PurchasesGet 25% back as a statement credit on Southwest inflight drinks and Wi-Fi paid with the card, including eligible additional cardholders.
Track it only when it belongs to you.
kardfolio starts from cards you choose. What you have used this month stays in your account.
- Sources
- doordash.com, instacart.com, southwest.com, chase.com
- Last checked
- October 4, 2026
- Foreign transaction fee
- None
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced
