Credits by reset window
Open a row for its terms. Each amount is the most the credit is worth in one period.
Monthly
2 credits
Rideshare Credit$12 a month, $18 in December
$12 monthly, $18 in December for eligible rideshare purchases after enrollment, paid with the card.
Instacart Credits2 10-dollar Instacart credits a month
Two $10 credits ($20 total) monthly, each for a separate eligible Instacart order after activation. One Chase United offer per household.
Terms end on January 1, 2028.
Yearly
2 credits · by card year
Renowned Hotels and Resorts Credit$200 a year
Prepay eligible Renowned Hotels and Resorts stays with the card. The allowance resets each card year.
JSX Credit$200 a year
Book directly with JSX and pay with the card. The allowance resets each card year.
Every 4 years
1 credit · after each use
Global Entry, TSA PreCheck or NEXUS Credit$120 every 4 years
Up to $120 every four years for an eligible application paid with the card.
Earned through spending
2 awards
Award Flight Discount1 award flight discount a year
Earn a 10,000-mile award discount after the first $20,000 of calendar-year spend.
Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year.
Expires 12 months after it is issued.
Additional Award Flight Discount1 award flight discount a year
Earn another 10,000-mile award discount after an additional $20,000 in the same calendar year, for $40,000 total spend.
Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year.
Expires 12 months after it is issued.
$550 a year, before anything is used.
Counts the credits with a yearly dollar amount.
$12 ends every month.
Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.
- MonthlyRideshare Credit$18 in December$12 every month
2026 amounts from the kardfolio catalog, before anything is used. Not drawn, since they reset by card year: Renowned Hotels and Resorts Credit, JSX Credit.
How this card earns
- 5 miles per dollar:
- United Airlines
- Renowned Hotels and ResortsChase Travel
- United Card Events
- 2 miles per dollar:
- Dining
- Sit-down or eat-in restaurants, including fast food and fine dining.
- Travel
- Transit
- Travel-category operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.
- Timeshares
- Timeshare purchases.
- Private campgrounds
- Campgrounds other than public campgrounds.
- 1 miles per dollar:
Everything else
Protections and other benefits
23 benefits
- United Inflight and Club PurchasesGet 25% back on eligible United inflight food, beverages and Wi-Fi, and United Club premium drinks paid with the card.
- Premier AccessPriority check-in, security screening, boarding and baggage handling at participating airports.
- United Club MembershipUnited Club card membership for the primary cardholder and eligible guests; All Access requires qualifying status or spend.
- Avis President's ClubEnroll for Avis President's Club status and associated rental benefits.
- IHG Platinum EliteRegister for IHG One Rewards Platinum Elite status while the card remains eligible.
- Award Flight PricingReceive cardholder pricing and expanded availability on eligible United award flights when signed into MileagePlus.
- Award Ticket UpgradesEligible Premier members and one companion may receive complimentary upgrades on eligible United award tickets, subject to availability.
- Concierge ServiceAccess concierge assistance for travel, dining and purchases; the cardholder pays for purchased goods and services.
- Free Checked BagsThe cardholder and one companion get the first two standard checked bags free on eligible United flights paid with the card.
- Premier Qualifying PointsEarn 1 PQP per $15 in eligible purchases, up to 28,000 PQP per calendar year.
- Auto Rental CoverageCoverage for eligible rental-car theft and collision damage after paying with the card and declining agency coverage.
- Purchase ProtectionCoverage for eligible new purchases against damage or theft, subject to the benefit guide limits.
- Extended Warranty ProtectionExtends eligible manufacturer warranties, subject to the benefit guide limits.
- Baggage Delay InsuranceReimbursement for eligible essentials when checked baggage is delayed, subject to the benefit guide limits.
- Lost Luggage ReimbursementReimbursement for eligible lost or damaged baggage, subject to the benefit guide limits.
- Trip Delay ReimbursementReimbursement for eligible meals and lodging after a covered travel delay, subject to the benefit guide limits.
- Trip Cancellation and Interruption InsuranceReimbursement of eligible prepaid travel costs for covered cancellation or interruption.
- Card Bonus Premier Qualifying PointsReceive 1,500 bonus PQP each program year after February 1; these points count toward Premier status.
- United Club All Access PassesReceive four anniversary United Club passes when you hold All Access membership and an authorized-user card.
- Instacart+Activate by December 31, 2027 for complimentary Instacart+ membership. Terms and service fees apply.
- Return ProtectionReimbursement for eligible returns refused within 90 days of purchase, up to $500 per item and $1,000 per 12-month period.
- Renowned Hotels and ResortsBook through Renowned for a $100 property credit, daily breakfast for two and Wi-Fi. Upgrades, early check-in and late checkout depend on availability.
- Avis or Budget Travel Credit$50 per eligible rental, $100/year: first two Avis/Budget rentals of 2+ days via MileagePlus Travel. Posts in 6-8 weeks; expires 12 months after issue.
Track it only when it belongs to you.
kardfolio starts from cards you choose. What you have used this month stays in your account.
- Source
- chase.com
- Last checked
- October 4, 2026
- Foreign transaction fee
- None
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced