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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

2 credits

Rideshare Credit$12 a month, $18 in December

$12 monthly, $18 in December for eligible rideshare purchases after enrollment, paid with the card.

Instacart Credits2 10-dollar Instacart credits a month

Two $10 credits ($20 total) monthly, each for a separate eligible Instacart order after activation. One Chase United offer per household.

Terms end on January 1, 2028.

Yearly

3 credits · by card year

Renowned Hotels and Resorts Credit$200 a year

Prepay eligible Renowned Hotels and Resorts stays with the card. The allowance resets each card year.

JSX Credit$200 a year

Book directly with JSX and pay with the card. The allowance resets each card year.

United FareLock Credit$50 a year

Use the card for eligible United FareLock purchases. The allowance resets each card year.

Earned through spending

1 award

Economy Plus Seat Upgrades2 Economy Plus upgrades a year

Earn two global Economy Plus upgrades after $40,000 calendar-year spend; expires 12 months after issue.

Earn 2 global Economy Plus

Expires 12 months after it is issued.

$600 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$12 ends every month.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyRideshare Credit$18 in December
    $12 every month

2026 amounts from the kardfolio catalog, before anything is used. Not drawn, since they reset by card year: Renowned Hotels and Resorts Credit, JSX Credit, United FareLock Credit.

How this card earns

  1. 5 miles per dollar:
    Renowned Hotels and ResortsChase Travel
  2. 2 miles per dollar:
    United Airlines
    United Card Events
  3. 1.5 miles per dollar:

    Everything else

Protections and other benefits

23 benefits
  • United Inflight and Club PurchasesGet 25% back on eligible United inflight food, beverages and Wi-Fi, and United Club premium drinks paid with the card.
  • Premier AccessPriority check-in, security screening, boarding and baggage handling at participating airports.
  • United Club MembershipUnited Club card membership for the primary cardholder and eligible guests; All Access requires qualifying status or spend.
  • Avis President's ClubEnroll for Avis President's Club status and associated rental benefits.
  • Award Flight PricingReceive cardholder pricing and expanded availability on eligible United award flights when signed into MileagePlus.
  • Award Ticket UpgradesEligible Premier members and one companion may receive complimentary upgrades on eligible United award tickets, subject to availability.
  • Concierge ServiceAccess concierge assistance for travel, dining and purchases; the cardholder pays for purchased goods and services.
  • Free Checked BagsThe cardholder and one companion get the first two standard checked bags free on eligible United flights paid with the card.
  • Premier Qualifying PointsEarn 1 PQP per $15 in eligible purchases, up to 28,000 PQP per calendar year.
  • Better-Together Anniversary BonusReceive 5,000 anniversary miles while holding an eligible personal United card as its primary cardholder; both accounts must remain eligible.
  • Auto Rental CoverageCoverage for eligible rental-car theft and collision damage after paying with the card and declining agency coverage.
  • Purchase ProtectionCoverage for eligible new purchases against damage or theft, subject to the benefit guide limits.
  • Extended Warranty ProtectionExtends eligible manufacturer warranties, subject to the benefit guide limits.
  • Baggage Delay InsuranceReimbursement for eligible essentials when checked baggage is delayed, subject to the benefit guide limits.
  • Lost Luggage ReimbursementReimbursement for eligible lost or damaged baggage, subject to the benefit guide limits.
  • Trip Delay ReimbursementReimbursement for eligible meals and lodging after a covered travel delay, subject to the benefit guide limits.
  • Trip Cancellation and Interruption InsuranceReimbursement of eligible prepaid travel costs for covered cancellation or interruption.
  • United Club All Access PassesReceive four anniversary United Club passes when you hold All Access membership and an authorized-user card.
  • Instacart+Activate by December 31, 2027 for complimentary Instacart+ membership. Terms and service fees apply.
  • Return ProtectionReimbursement for eligible returns refused within 90 days of purchase, up to $500 per item and $1,000 per 12-month period.
  • Renowned Hotels and ResortsBook through Renowned for a $100 property credit, daily breakfast for two and Wi-Fi. Upgrades, early check-in and late checkout depend on availability.
  • Employee CardsAdd employee cards at no additional cost. Eligible employee purchases earn miles for the business card account.
  • Avis or Budget Travel Credit$50 per eligible rental, $100/year: first two Avis/Budget rentals of 2+ days via MileagePlus Travel. Posts in 6-8 weeks; expires 12 months after issue.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Source
chase.com
Last checked
October 4, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced