Skip to content
kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Monthly

3 credits

Rideshare Credit$8 a month, $12 in December

$8 monthly, $12 in December for eligible rideshare purchases after enrollment, paid with the card.

Instacart First Credit$10 a month

$10 monthly on one $10+ order after activating Chase Instacart+. One offer per household; unused credits expire monthly.

Terms end on January 1, 2028.

Instacart Additional Credit$5 a month

An additional $5 monthly on a separate $10+ Instacart order after activation. One offer per household; unused credits expire monthly.

Terms end on January 1, 2028.

Yearly

3 credits · by card year

Renowned Hotels and Resorts Credit$150 a year

Prepay eligible Renowned Hotels and Resorts stays with the card. The allowance resets each card year.

JSX Credit$150 a year

Book directly with JSX and pay with the card. The allowance resets each card year.

United Travel Credit$200 a year

Get $200 TravelBank after opening and each anniversary. Anniversary cash posts within 4 weeks and expires 12 months after issue. Granted at account opening and each account anniversary. Record actual issuer receipt before use; partial use retains the remaining balance. Expires 12 months after issuance.

Every 4 years

1 credit · after each use

Global Entry, TSA PreCheck or NEXUS Credit$120 every 4 years

Up to $120 every four years for an eligible application paid with the card.

Earned through spending

2 awards

Award Flight Discount1 award flight discount a year

Earn one 10,000-mile award flight discount after $20,000 in net calendar-year purchases. Limit one spend-earned discount per calendar year.

Spend $20,000 with your United Quest SM Card on Purchases in a calendar year and earn one 10,000-mile award flight discount

Expires 12 months after it is issued.

Economy Plus Seat Upgrades2 Economy Plus upgrades a year

Earn two global Economy Plus upgrades after $40,000 in calendar-year purchases. Upgrades expire 12 months after issue.

Earn 2 global Economy Plus ® seat upgrades

Expires 12 months after it is issued.

$780 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$23 ends every month.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • MonthlyRideshare Credit, Instacart First Credit, Instacart Additional Credit$27 in December
    $23 every month

2026 amounts from the kardfolio catalog, before anything is used. Not drawn, since they reset by card year: Renowned Hotels and Resorts Credit, JSX Credit, United Travel Credit.

How this card earns

  1. 5 miles per dollar:
    Renowned Hotels and ResortsChase Travel
  2. 4 miles per dollar:
    United Airlines
    United Card Events
  3. 2 miles per dollar:
    Dining
    Sit-down or eat-in restaurants, including fast food and fine dining.
    Streaming services
    Eligible listed music and video streaming subscriptions and purchases.
    Travel
    Transit
    Travel-category operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.
    Timeshares
    Timeshare purchases.
    Private campgrounds
    Campgrounds other than public campgrounds.
  4. 1 miles per dollar:

    Everything else

Protections and other benefits

19 benefits
  • United Inflight and Club PurchasesGet 25% back on eligible United inflight food, beverages and Wi-Fi, and United Club premium drinks paid with the card.
  • Priority BoardingThe cardholder and companions on the same reservation receive priority boarding on eligible United flights.
  • Award Flight PricingReceive cardholder pricing and expanded availability on eligible United award flights when signed into MileagePlus.
  • Award Ticket UpgradesEligible Premier members and one companion may receive complimentary upgrades on eligible United award tickets, subject to availability.
  • Concierge ServiceAccess concierge assistance for travel, dining and purchases; the cardholder pays for purchased goods and services.
  • Free Checked BagsThe cardholder and one companion get the first two standard checked bags free on eligible United flights paid with the card.
  • Premier Qualifying PointsEarn 1 PQP per $20 in eligible purchases, up to 18,000 PQP per calendar year.
  • Anniversary Award Flight DiscountReceive a 10,000-mile award flight discount after each Quest card anniversary; expires 12 months after issue.
  • Auto Rental CoverageCoverage for eligible rental-car theft and collision damage after paying with the card and declining agency coverage.
  • Purchase ProtectionCoverage for eligible new purchases against damage or theft, subject to the benefit guide limits.
  • Extended Warranty ProtectionExtends eligible manufacturer warranties, subject to the benefit guide limits.
  • Baggage Delay InsuranceReimbursement for eligible essentials when checked baggage is delayed, subject to the benefit guide limits.
  • Lost Luggage ReimbursementReimbursement for eligible lost or damaged baggage, subject to the benefit guide limits.
  • Trip Delay ReimbursementReimbursement for eligible meals and lodging after a covered travel delay, subject to the benefit guide limits.
  • Trip Cancellation and Interruption InsuranceReimbursement of eligible prepaid travel costs for covered cancellation or interruption.
  • Card Bonus Premier Qualifying PointsReceive 1,000 bonus PQP each program year after February 1; these points count toward Premier status.
  • Instacart+Activate by December 31, 2027 for three months of Instacart+ free, then 50% off the annual rate through that date. Service fees apply.
  • Renowned Hotels and ResortsBook through Renowned for a $100 property credit, daily breakfast for two and Wi-Fi. Upgrades, early check-in and late checkout depend on availability.
  • Avis or Budget Travel Credit$40 per eligible rental, $80/year: first two Avis/Budget rentals of 2+ days via MileagePlus Travel. Posts in 6-8 weeks; expires 12 months after issue.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 15, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced