How this card earns
- 5 percent cash back:
- HotelsCiti Travel
- Rental carsCiti Travel
- ActivitiesCiti Travel
- Your top category
- Dining, Gas stations, Groceries, Travel, Transit, Streaming services, Drugstores, Home improvement stores, Fitness clubs and Live entertainmentWhichever of these you spend most on each billing cycle.On the first $500 spent each billing cycle.
- 1 percent cash back:
Everything else
Protections and other benefits
2 benefits
- $0 Liability on Unauthorized ChargesYou are not held responsible for charges on your card that you or someone you authorized did not make.
- Extended WarrantyExtends the warranty on eligible items bought with the card; the Guide to Protection Benefits sets the terms, and coverage is secondary.
Keep all your cards in one place.
The cards that do have credits get lined up by the day they end.
- Source
- citi.com
- Last checked
- September 26, 2026
- Foreign transaction fee
- 3%
- New applications
- Closed since May 28, 2026 (citi.com)
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced