How this card earns
- 5 percent cash back:
- HotelsCiti Travel
- Rental carsCiti Travel
- ActivitiesCiti Travel
- 2 percent cash back:
Everything else
Protections and other benefits
5 benefits
- $0 Liability on Unauthorized ChargesYou are not held responsible for charges on your card that you or someone you authorized did not make.
- Extended WarrantyExtends the warranty on eligible items bought with the card; the Guide to Protection Benefits sets the terms, and coverage is secondary.
- Mastercard ID Theft ProtectionFree identity monitoring from Mastercard that alerts you to suspicious activity on the information you enroll.
- 24-Hour Fraud ProtectionCiti watches the account around the clock and alerts you when it sees unusual activity.
- Citi EntertainmentAccess to buy presale tickets and exclusive experiences for concerts, sports, and arts and culture events.
Keep all your cards in one place.
The cards that do have credits get lined up by the day they end.
- Source
- citi.com
- Last checked
- October 2, 2026
- Foreign transaction fee
- 3%
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced