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kardfolio

Credits by reset window

Open a row for its terms. Each amount is the most the credit is worth in one period.

Yearly

2 credits

Travel Credit$250 a year

$250 each calendar year for eligible personal travel charged to the card.

Complimentary Fourth Night2 benefits a year

Two fourth-night hotel benefits per calendar year when booking Citi Travel stays of at least four nights; discount uses the average nightly rate.

Every 4 years

1 credit · after each use

Global Entry or TSA PreCheck Credit$120 every 4 years

Up to $120 every four years for one eligible application paid with the card.

$250 a year, before anything is used.

Counts the credits with a yearly dollar amount.

$250 ends once a year.

Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.

  • YearlyTravel Credit
    $250 once a year

2026 amounts from the kardfolio catalog, before anything is used.

How this card earns

  1. 5 points per dollar:
    Flights
    Airlines and travel agencies, identified by merchant category code.
    Dining
    Restaurants, cafes, bars, lounges, fast food, delivery and takeout; excludes bakeries, caterers and restaurants inside other businesses.
  2. 3 points per dollar:
    Hotels
    Eligible hotel purchases identified by the issuer merchant code.
    Cruises
    Eligible cruise-line purchases identified by the issuer merchant code.
  3. 1 points per dollar:

    Everything else

Protections and other benefits

2 benefits
  • Priority Pass SelectPrimary and authorized users receive Priority Pass membership with access for two guests and immediate family.
  • Cellphone ProtectionPay the monthly cellphone bill with the card for theft and damage protection on up to five lines, subject to the benefit terms.

Track it only when it belongs to you.

kardfolio starts from cards you choose. What you have used this month stays in your account.

Track this card
Last checked
October 7, 2026
Foreign transaction fee
None
New applications
Closed (thepointsguy.com)

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced