How this card earns
- 5 points per dollar:
- HotelsCiti Travel
- Hotels booked through Citi Travel at cititravel.com or by phone.
- Rental carsCiti Travel
- Car rentals booked through Citi Travel at cititravel.com or by phone.
- ActivitiesCiti Travel
- Attractions booked through Citi Travel at cititravel.com or by phone.
- 3 points per dollar:
- Groceries
- Supermarkets only; not superstores, warehouse clubs, convenience stores, markets, drugstores, or dairy and frozen meat stores.
- Gas stations
- Merchants coded as gas stations; gas bought at warehouse clubs, superstores, discount, department or convenience stores does not count.
- EV charging
- Merchants that sell electricity for charging an electric vehicle.
- Transit
- Car rentals, trains, subways, ferries, buses, taxis and car services, tolls, and parking lots and garages.
- Your chosen category
- Fitness clubs · Streaming services · Live entertainment · Cosmetic stores, barber shops and hair salons · Pet supply storesChoose at Citi; change it each quarter.
- 2 points per dollar:
- Dining
- Restaurants, cafes, bars, lounges, fast food, takeout and restaurant delivery services; not bakeries, caterers or restaurants inside another business.
- 1 points per dollar:
Everything else
Protections and other benefits
4 benefits
- Citi EntertainmentPresale tickets and exclusive experiences for concerts, sporting events and arts and culture events.
- Mastercard ID Theft ProtectionFree Mastercard identity monitoring after you enroll: it watches the information you choose and alerts you to suspicious activity.
- 24-Hour Fraud ProtectionCiti alerts you when it sees unusual activity on your account.
- Points TransferTransfer ThankYou Points to partners such as American Airlines, JetBlue, Virgin Atlantic and Choice Hotels, from 1,000 points per transfer.
Keep all your cards in one place.
The cards that do have credits get lined up by the day they end.
- Source
- citi.com
- Last checked
- October 2, 2026
- Foreign transaction fee
- 3%
- Formerly
- Citi Rewards+ Card
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced