Credits by reset window
Open a row for its terms. Each amount is the most the credit is worth in one period.
Yearly
1 credit
Annual Hotel Benefit$100 a year
Taken off one prepaid hotel stay of $500 or more, before taxes and fees, booked with Citi Travel; applied when you book.
$100 a year, before anything is used.
The most these credits are worth.
$100 ends once a year.
Credits with calendar reset dates. Each ring is a day a credit ends, whether or not it was used.
- YearlyAnnual Hotel Benefit$100 once a year
2026 amounts from the kardfolio catalog, before anything is used.
How this card earns
- 10 points per dollar:
- HotelsCiti Travel
- Hotels booked through Citi Travel at cititravel.com or by phone.
- Rental carsCiti Travel
- Car rentals booked through Citi Travel at cititravel.com or by phone.
- ActivitiesCiti Travel
- Attractions booked through Citi Travel at cititravel.com or by phone.
- 3 points per dollar:
- Flights
- Purchases at airlines and travel agencies.
- Hotels
- Hotel purchases not booked through Citi Travel.
- Dining
- Cafes, bars, lounges, fast food and takeout restaurants, and restaurant delivery services.
- Groceries
- Supermarkets; not superstores, convenience stores, drugstores, warehouse clubs, specialty food markets or meal kit delivery.
- Gas stations
- Gas stations; not fuel bought at warehouse clubs, discount stores, department stores or convenience stores.
- EV charging
- EV charging merchants; not charging at warehouse clubs, discount stores, department stores or convenience stores.
- 1 points per dollar:
Everything else
Protections and other benefits
12 benefits
- The Reserve by Citi TravelBook a The Reserve rate on Citi Travel for a $100 experience credit, daily breakfast for two, Wi-Fi, and upgrades and early or late checkout when available.
- Hotel CollectionHotel Collection rates on Citi Travel include daily breakfast for two and Wi-Fi, plus early check-in and late checkout when available.
- Citi EntertainmentPresale tickets and exclusive experiences for concerts, sporting events and arts and culture events.
- Trip Delay ProtectionTrip delay coverage for travel paid with the card. Limits and terms are in the Guide to Protection Benefits sent with the card.
- Enhanced Trip Cancellation and Trip Interruption ProtectionCoverage when a common carrier trip paid with the card is cancelled or cut short. Limits and terms are in the Guide to Protection Benefits sent with the card.
- Lost or Damaged LuggageCoverage for luggage lost or damaged on a trip paid with the card. Limits and terms are in the Guide to Protection Benefits sent with the card.
- MasterRental CoverageCar rental insurance from Mastercard for rentals paid with the card. Limits and terms are in the Guide to Protection Benefits sent with the card.
- Extended WarrantyExtends the warranty on purchases made with the card. Limits and terms are in the Guide to Protection Benefits sent with the card.
- Purchase Assurance PlusProtection for purchases made with the card. Limits and terms are in the Guide to Protection Benefits sent with the card.
- Mastercard ID Theft ProtectionFree identity monitoring after you enroll, with alerts when suspicious activity is found.
- 24-Hour Fraud ProtectionCiti alerts you when it sees unusual activity on your account.
- Points TransferTransfer ThankYou Points to partners such as American Airlines, JetBlue, Virgin Atlantic and Choice Hotels, from 1,000 points per transfer.
Track it only when it belongs to you.
kardfolio starts from cards you choose. What you have used this month stays in your account.
- Source
- citi.com
- Last checked
- October 3, 2026
- Foreign transaction fee
- None
- Formerly
- Citi Premier Card
Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced