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How this card earns

  1. 2 points per dollar:
    Dining
    Restaurants, cafes, bars, lounges and fast food; excludes bakeries, caterers, dining inside other establishments and online delivery.
    Live entertainment
    Concerts, live sports, theater, orchestras; excludes charity/participatory sports venues, golf/country clubs, bowling, cinemas, museums/art galleries.
    Streaming services
    Eligible streaming subscription services named in the rewards agreement.
    Cable service
    Cable and satellite providers and eligible streaming subscriptions.
  2. 1 points per dollar:
    Everything else

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The cards that do have credits get lined up by the day they end.

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Last checked
October 7, 2026
Foreign transaction fee
3%
New applications
Closed (upgradedpoints.com)

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced