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How this card earns

  1. 3 percent cash back:
    Apple
    Apple products, App Store purchases and Apple services.
    Ace Hardware
    Eligible purchases at participating U.S. Ace Hardware stores, the website and app using Apple Pay.
    Booking.com
    Eligible stays and rental cars booked at booking.com/apple-card using Apple Pay.
    ChargePoint
    Eligible ChargePoint charging and home charger purchases using Apple Pay.
    Duane Reade
    Eligible Duane Reade purchases using Apple Pay.
    Exxon Mobil
    Eligible U.S. Exxon and Mobil fuel, convenience store and car wash purchases using Apple Pay.
    Hertz
    Hertz.com and Hertz app rentals returned to U.S. corporate locations; pay with Apple Pay.
    Nike
    Eligible U.S. Nike website, store and app purchases using Apple Pay.
    Uber
    Uber purchases using Apple Pay in the app or website; exclusions apply.
    Uber Eats
    Uber Eats purchases using Apple Pay in the app or website; exclusions apply.
    Walgreens
    Eligible U.S. Walgreens website, store and app purchases using Apple Pay.
  2. 2 percent cash back:
    Apple Pay purchases
  3. 1 percent cash back:

    Everything else

Protections and other benefits

11 benefits
  • Apple Card Monthly InstallmentsEligible Apple products can be paid in interest-free monthly installments.
  • Booking.com Travel CreditsEarn 2% in Booking.com Travel Credits on eligible stays and cars booked through the Apple Card link.
  • Booking.com Genius Level 2Reach Genius Level 2 after one qualifying Booking.com stay or rental booked with the Apple Card link.
  • Hertz rental benefitsAccess roadside help, a free extra driver and qualifying rental discounts through the Wallet offer link.
  • Uber One trialEligible new or returning subscribers get six free months through the Apple Card link; the subscription then renews.
  • Apple Card FamilyOwners can share a co-owned card account and add family participants.
  • Mastercard Zero Liability ProtectionProtects against liability for unauthorized purchases, subject to Mastercard terms.
  • Mastercard ID Theft ProtectionOffers identity monitoring, fraud alerts and resolution assistance after registration.
  • Mastercard Travel and Lifestyle ServicesOffers eligible hotel stays, rental benefits and airport concierge services through Mastercard.
  • Priceless ExperiencesOffers access to select Mastercard entertainment, dining and lifestyle experiences.
  • Priceless GolfOffers access to TPC golf clubs, travel packages and golf schools, subject to eligibility.

Keep all your cards in one place.

The cards that do have credits get lined up by the day they end.

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Last checked
October 4, 2026
Foreign transaction fee
None

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced