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How this card earns

    Amazon and Whole Foods Market

    Secured features earn 2% back for accounts opened on or after January 1, 2021, or 5% for older accounts. An eligible Prime membership is required. Amazon.com and eligible physical Amazon purchases qualify; Whole Foods Market requires the In-Store Code. Financing purchases do not earn cash back. Converting to Store Card features ends secured features.

    Protections and other benefits

    2 benefits
    • Security DepositA security deposit equals the credit limit and must be funded before the secured account opens.
    • Store Card Feature ReviewAfter 12 months, eligible accounts may opt into Store Card features. Conversion ends secured features and changes rates and rewards.

    Keep all your cards in one place.

    The cards that do have credits get lined up by the day they end.

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    Last checked
    October 4, 2026
    Foreign transaction fee
    None

    Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced