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How this card earns

  1. 5 percent cash back:
    Amazon
    Amazon Web Services
    Whole Foods Market
    On the first $150,000 spent each year.
    U.S. Bank Travel CenterIssuer portal
    Prepaid travel booked through the U.S. Bank Travel Center.U.S. Bank Travel Center booked through the issuer's travel portal.
  2. 2 percent cash back:
    Your top 3 categories
    Advertising · Electronics and software · Office supply stores · Flights · Hotels · Utilities · Accounting and tax services · Wireless phone service · Drugstores · Gas stations · EV charging · Shipping · Rental cars · Dining · Entertainment · GroceriesWhichever 3 of these you spend most on each billing cycle.On the first $150,000 spent each year.
  3. 1 percent cash back:

    Everything else

Protections and other benefits

4 benefits
  • Flexible financingSelect purchases support interest-free installments; rewards and financing choices follow the card terms.
  • Spend managementProvides spending controls, itemized expense reports and virtual card tools.
  • Zero fraud liabilityProvides protection for unauthorized transactions when reported promptly, subject to limits.
  • Mastercard Easy SavingsProvides automatic rebates at qualifying gas, dining and travel merchants through Mastercard Easy Savings.

Keep all your cards in one place.

The cards that do have credits get lined up by the day they end.

Add this card
Last checked
October 4, 2026
Foreign transaction fee
None
Formerly
Amazon Business Prime American Express Card

Card terms can change. The issuer’s current terms control. Credit amounts show the most a credit is worth, not guaranteed savings. How card facts are sourced